CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and dividend income:
Loans	$ 6,722	$ 6,414
Due from banks interest bearing accounts	156	125
Investment securities
Taxable	741	774
Non-taxable	64	99
Other earning assets	76	67
Total interest and dividend income	7,759	7,479
Interest expense:
Deposits	293	325
Total interest expense	293	325
Net interest income	7,466	7,154
Provision for loan losses	350	600
Net interest income after provision for loan losses	7,116	6,554
Other operating income:
Service charges on deposit accounts	519	553
Gains on sales of other real estate owned	161	0
Gains on sales of loans held-for-sale	133	134
Investment and brokerage services income	144	157
Mortgage brokerage income	5	0
Loan servicing income	113	117
Fiduciary activities income	128	199
ATM fees	64	107
Signature based transaction fees	412	286
Other income	213	195
Total other operating income	1,892	1,748
Other operating expenses:
Salaries and employee benefits	4,089	3,760
Occupancy and equipment	707	728
Data processing	411	367
Stationery and supplies	89	82
Advertising	80	106
Directors' fees	62	53
Other real estate owned expense	2	3
Other expense	1,283	1,214
Total other operating expenses	6,723	6,313
Income before provision for income taxes	2,285	1,989
Provision for income taxes	768	625
Net income	1,517	1,364
Preferred stock dividends	(32)	(32)
Net income available to common shareholders	$ 1,485	$ 1,332
Basic earnings per common share (in dollars per share)	$ 0.15	$ 0.13
Diluted earnings per common share (in dollars per share)	$ 0.15	$ 0.13