CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash Flows From Operating Activities
Net income	$ 4,273	$ 4,178
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	504	526
Accretion and amortization of investment securities premiums and discounts, net	1,554	2,656
Valuation adjustment on mortgage servicing rights	0	(536)
Decrease in deferred loan origination fees and costs, net	(139)	(313)
Provision for loan losses	1,600	800
Stock plan accruals	139	109
Gains on calls/sales of available-for-sale securities	(53)	(4)
Impairment on other interest earning assets	50	0
Gains on sales of other real estate owned	0	(1)
Impairment on other real estate owned	48	10
Gains on sales of loans held-for-sale	(456)	(1,121)
Proceeds from sales of loans held-for-sale	21,309	61,014
Originations of loans held-for-sale	(20,848)	(57,125)
Changes in assets and liabilities:
Decrease in interest receivable and other assets	844	1,302
Net (decrease) increase in interest payable and other liabilities	(963)	502
Net cash provided by operating activities	7,862	11,997
Cash Flows From Investing Activities
Proceeds from maturities of available-for-sale securities	14,362	8,025
Proceeds from sales of available-for-sale securities	12,140	0
Principal repayments on available-for-sale securities	16,070	27,368
Purchase of available for sale securities	(12,844)	(44,413)
Net increase in loans	(19,869)	(56,754)
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(267)	(110)
Proceeds from sale of other real estate owned	414	513
Purchases of premises and equipment, net	(382)	(206)
Net cash provided by (used in) investing activities	9,624	(65,577)
Cash Flows From Financing Activities
Net increase in deposits	51,991	52,703
Redemption of preferred stock	0	(10,000)
Cash dividends paid in lieu of fractional shares	(6)	(4)
Cash dividends paid on preferred stock	(97)	(534)
Net cash provided by financing activities	51,888	42,165
Net increase (decrease) in Cash and Cash Equivalents	69,374	(11,415)
Cash and Cash Equivalents, beginning of period	177,254	161,359
Cash and Cash Equivalents, end of period	246,628	149,944
Cash paid during the period for:
Interest	958	962
Income Taxes	1,213	1,260
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	2,065	1,047
Tax deficiency related to expired, vested non-qualified stock options	0	(106)
Financed sale of other real estate	0	(540)
Transfer of loans held-for-investment to other real estate owned	462	0
Unrealized holding gains (losses) on available for sale securities, net of taxes	$ 1,049	$ (2,311)