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MORTGAGE OPERATIONS (Details) (USD $)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Dec. 31, 2013
Key assumptions used in measuring fair value of MSR [Abstract]          
Constant prepayment rate (in hundredths)     11.36%   9.09%
Discount rate (in hundredths)     10.05%   10.05%
Weighted average life (years)     6 years 5 months 26 days   7 years 0 months 18 days
Mortgages held-for-sale $ 1,258,000   $ 1,258,000   $ 1,263,000
Real estate mortgage loans serviced 239,351,000   239,351,000   243,299,000
Mortgage servicing rights assets [Roll Forward]          
Beginning balance     1,968,000    
Additions     170,000    
Reductions     (260,000)    
Ending balance 1,878,000   1,878,000   1,968,000
Valuation allowance [Roll Forward]          
Beginning balance     0    
Additions     0    
Reductions     0    
Ending balance 0   0   0
Mortgage servicing rights, net of valuation allowance [Roll Forward]          
Beginning balance     1,968,000    
Additions     170,000    
Reductions     (260,000)    
Ending balance 1,878,000   1,878,000    
Fair market value of mortgage servicing rights asset 2,126,000   2,126,000   2,326,000
Contractually specified servicing fee $ 152,000 $ 155,000 $ 456,000 $ 462,000