FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Loans receivable [Abstract]
Mortgage servicing rights	$ 2,140,000	$ 2,326,000
Carrying amount [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	207,339,000	177,254,000
Carrying amount [Member] | Level 2 [Member]
Financial assets [Abstract]
Other equity securities	3,934,000	3,717,000
Loans receivable [Abstract]
Loans held-for-sale	1,184,000	1,263,000
Interest receivable	2,625,000	2,636,000
Financial liabilities [Abstract]
Interest payable	75,000	71,000
Carrying amount [Member] | Level 3 [Member]
Loans receivable [Abstract]
Net loans	522,123,000	506,850,000
Mortgage servicing rights	1,884,000	1,968,000
Financial liabilities [Abstract]
Deposits	834,498,000	803,787,000
Fair value [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	207,339,000	177,254,000
Fair value [Member] | Level 2 [Member]
Financial assets [Abstract]
Other equity securities	3,934,000	3,717,000
Loans receivable [Abstract]
Loans held-for-sale	1,229,000	1,290,000
Interest receivable	2,625,000	2,636,000
Financial liabilities [Abstract]
Interest payable	75,000	71,000
Fair value [Member] | Level 3 [Member]
Loans receivable [Abstract]
Net loans	519,166,000	503,605,000
Mortgage servicing rights	2,140,000	2,326,000
Financial liabilities [Abstract]
Deposits	$ 821,363,000	$ 789,841,000