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MORTGAGE OPERATIONS (Details) (USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Dec. 31, 2013
Key assumptions used in measuring fair value of MSR [Abstract]        
Constant prepayment rate (in hundredths)     11.37% 9.09%
Discount rate (in hundredths)     10.05% 10.05%
Weighted average life (years)     6 years 6 months 18 days 7 years 0 months 18 days
Mortgages held-for-sale $ 1,184,000   $ 1,184,000 $ 1,263,000
Real estate mortgage loans serviced 241,638,000   241,638,000 243,299,000
Mortgage servicing rights assets [Roll Forward]        
Beginning balance     1,968,000  
Additions     88,000  
Reductions     (172,000)  
Ending balance 1,884,000   1,884,000 1,968,000
Valuation allowance [Roll Forward]        
Beginning balance     0  
Additions     0  
Reductions     0  
Ending balance 0   0 0
Mortgage servicing rights, net of valuation allowance [Roll Forward]        
Beginning balance     1,968,000  
Additions     88,000  
Reductions     (172,000)  
Ending balance 1,884,000   1,884,000  
Fair market value of mortgage servicing rights asset 2,140,000   2,140,000 2,326,000
Contractually specified servicing fee $ 152,000 $ 155,000