CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash Flows From Operating Activities
Net income	$ 1,364	$ 1,363
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	166	182
Accretion and amortization of investment securities premiums and discounts, net	535	916
Valuation adjustment on mortgage servicing rights	0	(148)
Increase (decrease) in deferred loan origination fees and costs, net	36	(63)
Provision for loan losses	600	400
Stock plan accruals	47	40
Net gain on calls of available-for-sale securities	0	(4)
Gains on sales of loans held-for-sale	(134)	(568)
Proceeds from sales of loans held-for-sale	6,828	23,450
Originations of loans held-for-sale	(6,297)	(22,154)
Changes in assets and liabilities:
Decrease (increase) in interest receivable and other assets	447	(441)
Decrease in interest payable and other liabilities	(1,894)	(740)
Net cash provided by operating activities	1,698	2,233
Cash Flows From Investing Activities
Purchase of available for sale securities	(3,142)	(30,208)
Proceeds from call or maturities of available for sale securities	10,113	11,655
Net decrease in loans	1,124	477
Purchases of premises and equipment, net	(128)	(85)
Net cash provided by (used in) investing activities	7,967	(18,161)
Cash Flows From Financing Activities
Net increase in deposits	35,296	30,899
Redemption of preferred stock	0	(10,000)
Cash dividends paid in lieu of fractional shares	(6)	(4)
Cash dividends paid on preferred stock	(32)	(212)
Net cash provided by financing activities	35,258	20,683
Net increase in Cash and Cash Equivalents	44,923	4,755
Cash and Cash Equivalents, beginning of period	177,254	161,359
Cash and Cash Equivalents, end of period	222,177	166,114
Cash paid during the period for:
Interest	316	334
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	2,065	1,047
Tax deficiency related to expired, vested non-qualified stock options	0	(106)
Unrealized holding gains (losses) on available for sale securities, net of taxes	$ 516	$ (163)