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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and dividend income:    
Loans $ 6,414 $ 5,971
Due from banks interest bearing accounts 125 105
Investment securities    
Taxable 774 693
Non-taxable 99 100
Other earning assets 67 0
Total interest and dividend income 7,479 6,869
Interest expense:    
Deposits 325 334
Total interest expense 325 334
Net interest income 7,154 6,535
Provision for loan losses 600 400
Net interest income after provision for loan losses 6,554 6,135
Other operating income:    
Service charges on deposit accounts 553 653
Gains on sales of loans held-for-sale 134 568
Investment and brokerage services income 157 301
Mortgage brokerage income 0 29
Loan servicing income 117 367
Fiduciary activities income 199 132
ATM fees 107 84
Signature based transaction fees 286 292
Gains on calls of available-for-sale securities 0 4
Other income 195 191
Total other operating income 1,748 2,621
Other operating expenses:    
Salaries and employee benefits 3,760 4,129
Occupancy and equipment 728 783
Data processing 367 420
Stationery and supplies 82 85
Advertising 106 81
Directors' fees 53 57
Other real estate owned expense 3 12
Other expense 1,214 1,187
Total other operating expenses 6,313 6,754
Income before provision for income taxes 1,989 2,002
Provision for income taxes 625 639
Net income 1,364 1,363
Preferred stock dividends (32) (212)
Net income available to common shareholders $ 1,332 $ 1,151
Basic earnings per share (in dollars per share) $ 0.14 $ 0.12
Diluted earnings per share (in dollars per share) $ 0.14 $ 0.12