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MORTGAGE OPERATIONS (Details) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Dec. 31, 2013
Key assumptions used in measuring fair value of MSR [Abstract]      
Constant prepayment rate (in hundredths) 10.20%   9.09%
Discount rate (in hundredths) 10.05%   10.05%
Weighted average life (years) 7 years 0 months 18 days   7 years 0 months 18 days
Mortgages held-for-sale $ 866,000   $ 1,263,000
Real estate mortgage loans serviced 243,775,000   243,299,000
Mortgage servicing rights assets [Roll Forward]      
Beginning balance 1,968,000    
Additions 48,000    
Reductions (84,000)    
Ending balance 1,932,000   1,968,000
Valuation allowance [Roll Forward]      
Beginning balance 0    
Additions 0    
Reductions 0    
Ending balance 0   0
Mortgage servicing rights, net of valuation allowance [Roll Forward]      
Beginning balance 1,968,000    
Additions 48,000    
Reductions (84,000)    
Ending balance 1,932,000    
Fair market value of mortgage servicing rights asset 2,250,000   2,326,000
Contractually specified servicing fee $ 153,000 $ 152,000