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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:      
Net income $ 5,384 $ 4,646 $ 2,664
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 1,200 3,276 5,138
Stock plan accruals 157 115 152
Depreciation and amortization of bank premises and equipment 692 699 733
Accretion and amortization, net 3,298 3,342 1,802
Net gain on sale/call of available-for-sale securities (4) (8) (930)
Net gain on sale of loans held-for-sale (1,213) (2,337) (855)
Net gain on sale of other real estate owned (1) (17) (241)
Impairment on other real estate owned 10 71 572
Net gain on sale of bank premises and equipment 0 (4) (159)
Provision for deferred income taxes 1,665 1,055 920
Valuation adjustment on mortgage servicing rights (536) 189 2
Proceeds from sales of loans held-for-sale 66,910 90,729 45,771
Originations of loans held-for-sale (62,401) (90,119) (45,403)
Decrease in deferred loan origination fees and costs, net (426) (577) (371)
Decrease (increase) in interest receivable and other assets 482 2,692 (2,023)
Increase in interest payable and other liabilities 1,003 582 361
Net cash provided by operating activities 16,220 14,334 8,133
Cash flows from investing activities:      
Proceeds from maturities of available-for-sale securities 15,060 25,805 33,055
Proceeds from sales of available-for-sale securities 0 1,492 30,916
Principal repayments on available-for-sale securities 33,578 32,097 17,632
Purchase of available-for-sale securities (44,831) (85,183) (133,316)
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost (110) (532) (252)
Net (increase) decrease in loans (66,635) (12,552) 1,262
Purchases of bank premises and equipment, net (271) (480) (593)
Proceeds from sales of other real estate owned 513 2,402 4,223
Net cash used in investing activities (62,696) (36,951) (47,073)
Cash flows from financing activities:      
Net increase in deposits 72,976 51,853 38,700
Proceeds from issuance of preferred stock 0 0 22,847
Redemption of preferred stock (10,000) 0 (17,390)
Redemption of common stock warrants 0 0 (375)
Increase in FHLB advances and other borrowings 0 0 62,729
Decrease in FHLB advances and other borrowings 0 (7,000) (66,258)
Dividends on preferred stock (677) (1,139) (953)
Cash dividends paid in lieu of fractional shares (4) (3) 0
Common stock issued 76 93 105
Net cash provided by financing activities 62,371 43,804 39,405
Net increase in cash and cash equivalents 15,895 21,187 465
Cash and cash equivalents at beginning of year 161,359 140,172 139,707
Cash and cash equivalents at end of year $ 177,254 $ 161,359 $ 140,172