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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest and dividend income:      
Interest and fees on loans $ 25,164 $ 24,400 $ 25,402
Due from banks interest bearing accounts 431 359 339
Investment securities:      
Taxable 2,710 3,042 2,610
Non-taxable 397 413 430
Other earning assets 157 45 9
Total interest and dividend income 28,859 28,259 28,790
Interest expense:      
Time deposits $100,000 and over 268 465 687
Other deposits 997 1,196 1,462
Other borrowings 0 141 327
Total interest expense 1,265 1,802 2,476
Net interest income 27,594 26,457 26,314
Provision for loan losses 1,200 3,276 5,138
Net interest income after provision for loan losses 26,394 23,181 21,176
Other operating income:      
Service charges on deposit accounts 2,466 2,698 2,815
Net gain on sale of available-for-sale securities 4 8 930
Net gain on sale of loans held-for-sale 1,213 2,337 855
Net gain on sale of other real estate owned 1 17 241
Other income 5,616 4,382 4,541
Total other operating income 9,300 9,442 9,382
Other operating expenses:      
Salaries and employee benefits 16,802 15,606 14,923
Occupancy and equipment 3,068 2,839 3,031
Data processing 1,624 1,644 1,684
Stationery and supplies 361 355 319
Advertising 374 373 576
Directors fees 221 222 241
Other real estate owned expense and impairment 12 155 775
Other expense 4,994 5,060 5,213
Total other operating expenses 27,456 26,254 26,762
Income before provision for income tax 8,238 6,369 3,796
Provision for income tax 2,854 1,723 1,132
Net income 5,384 4,646 2,664
Preferred stock dividends and accretion (677) (1,139) (1,399)
Net income available to common shareholders $ 4,707 $ 3,507 $ 1,265
Basic income per share (in dollars per share) $ 0.49 $ 0.36 $ 0.13
Diluted income per share (in dollars per share) $ 0.48 $ 0.36 $ 0.13