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Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2013

Summary of Significant Accounting Policies [Abstract]

Useful lives used in computing depreciation

The useful lives used in computing depreciation are as follows:

Buildings and improvements		15 to 50 years
Furniture and equipment		3 to 10 years

Key assumptions used in measuring the fair value of MSR

Key assumptions used in measuring the fair value of MSR as of December 31 were as follows:

	2013			2012			2011

Constant prepayment rate		9.09	%		25.58	%		19.87	%
Discount rate		10.05	%		11.05	%		11.06	%
Weighted average life (years)		7.05			3.41			4.15

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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- Definition

Tabular disclosure of all information related to the key inputs and assumptions (including, at a minimum, but not limited to, and if applicable, quantitative information about discount rates, expected prepayments including the expected weighted-average life of prepayable financial assets, and anticipated credit losses) used in measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement with transferred financial assets, as of the balance sheet date.

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