CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flows From Operating Activities
Net Income	$ 4,178	$ 3,503
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	526	518
Accretion and amortization of investment securities premiums and discounts, net	2,656	2,452
Valuation adjustment on mortgage servicing rights	(536)	141
Decrease in deferred loan origination fees and costs, net	(313)	(575)
Provision for loan losses	800	2,051
Stock plan accruals	109	87
Gains on calls of available-for-sale securities	(4)	(1)
Gains on sales of other real estate owned	(1)	(17)
Impairment on other real estate owned	10	16
Gains on sales of loans held-for-sale	(1,121)	(1,410)
Proceeds from sales of loans held-for-sale	61,014	59,496
Originations of loans held-for-sale	(57,125)	(61,183)
Changes in assets and liabilities:
Decrease in interest receivable and other assets	1,302	1,417
Increase in interest payable and other liabilities	502	495
Net cash provided by operating activities	11,997	6,990
Cash Flows From Investing Activities
Net increase in investment securities	(9,020)	(23,001)
Net increase in loans	(56,754)	(15,465)
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(110)	(532)
Proceeds from sale of other real estate owned	513	2,402
Purchases of premises and equipment, net	(206)	(393)
Net cash used in investing activities	(65,577)	(36,989)
Cash Flows From Financing Activities
Net increase in deposits	52,703	26,899
Redemption of preferred stock	(10,000)	0
Net decrease in FHLB advances and other borrowings	0	(7,000)
Cash dividends paid in lieu of fractional shares	(4)	(3)
Cash dividends paid on preferred stock	(534)	(857)
Net cash provided by financing activities	42,165	19,039
Net decrease in Cash and Cash Equivalents	(11,415)	(10,960)
Cash and Cash Equivalents, beginning of period	161,359	140,172
Cash and Cash Equivalents, end of period	149,944	129,212
Cash paid during the period for:
Interest	962	1,477
Income Taxes	1,260	1,294
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	1,047	451
Tax deficiency related to expired, vested non-qualified stock options	(106)	0
Transfer of loans held-for-investment to other real estate owned	0	1,975
Financed sale of other real estate owned	(540)	0
Unrealized holding (losses) gains on available for sale securities, net of taxes	$ (2,311)	$ 1,291