ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income [Line Items]
Balance, beginning			$ 1,174,000
Balance, ending	(1,137,000)		(1,137,000)
Net increase in unrealized loss on investment portfolio			3,852,000
Unrealized Gains on Securities [Member]
Accumulated Other Comprehensive Income [Line Items]
Balance, beginning	(616,000)	1,604,000	1,834,000	758,000
Current period other comprehensive income (loss)	139,000	445,000	(2,311,000)	1,291,000
Balance, ending	(477,000)	2,049,000	(477,000)	2,049,000
Directors' and officers' retirement plans [Member]
Accumulated Other Comprehensive Income [Line Items]
Balance, beginning	(660,000)	(495,000)	(660,000)	(495,000)
Current period other comprehensive income (loss)	0	0	0	0
Balance, ending	(660,000)	(495,000)	(660,000)	(495,000)
Accumulated Other Comprehensive (Loss) Income [Member]
Accumulated Other Comprehensive Income [Line Items]
Balance, beginning	(1,276,000)	1,109,000	1,174,000	263,000
Current period other comprehensive income (loss)	139,000	445,000	(2,311,000)	1,291,000
Balance, ending	$ (1,137,000)	$ 1,554,000	$ (1,137,000)	$ 1,554,000