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MORTGAGE OPERATIONS (Details) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Key assumptions used in measuring fair value of MSR [Abstract]          
Constant prepayment rate (in hundredths)     11.27%    
Discount rate (in hundredths)     10.06%    
Weighted average life (years)     6 years 4 months 13 days    
Mortgages held-for-sale $ 1,791,000   $ 1,791,000   $ 4,559,000
Real estate mortgage loans serviced 247,242,000   247,242,000   235,561,000
Mortgage servicing rights assets [Roll Forward]          
Beginning balance     1,760,000    
Additions     543,000    
Reductions     (339,000)    
Ending balance 1,964,000   1,964,000    
Valuation allowance [Roll Forward]          
Beginning balance     (536,000)    
Additions     0    
Reductions     536,000    
Ending balance 0   0    
Mortgage servicing rights, net of valuation allowance [Roll Forward]          
Beginning balance     1,224,000    
Additions     543,000    
Reductions     197,000    
Ending balance 1,964,000   1,964,000    
Contractually specified servicing fee $ 155,000 $ 142,000 $ 462,000 $ 414,000