CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash Flows From Operating Activities
Net Income	$ 1,363	$ 1,092
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	182	174
Accretion and amortization of investment securities premiums and discounts, net	916	740
Valuation adjustment on mortgage servicing rights	(148)	38
Decrease in deferred loan orgination fees and costs, net	(63)	(15)
Provision for loan losses	400	550
Stock plan accruals	40	31
Gains on calls/sales of available-for-sale securities	(4)	(1)
Gains on sales of loans held-for-sale	(568)	(395)
Proceeds from sales of loans held-for-sale	23,450	18,880
Originations of loans held-for-sale	(22,154)	(18,432)
Changes in assets and liabilities:
(Increase) decrease in interest receivable and other assets	(441)	1,109
Decrease in interest payable and other liabilities	(740)	(310)
Net cash provided by operating activities	2,233	3,461
Cash Flows From Investing Activities
Net increase in investment securities	(18,553)	(27,101)
Net decrease in loans	477	15,256
Purchases of premises and equipment, net	(85)	(192)
Net cash used in investing activities	(18,161)	(12,037)
Cash Flows From Financing Activities
Net increase in deposits	30,899	11,265
Redemption of preferred stock	(10,000)	0
Cash dividends paid in lieu of fractional shares	(4)	(3)
Cash dividends paid on preferred stock	(212)	(285)
Net cash provided by financing activities	20,683	10,977
Net increase in Cash and Cash Equivalents	4,755	2,401
Cash and Cash Equivalents, beginning of period	161,359	140,172
Cash and Cash Equivalents, end of period	166,114	142,573
Cash paid during the period for:
Interest	334	577
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	1,047	451
Tax deficiency related to expired, vested non-qualified stock options	(106)	0
Transfer of loans held-for-investment to other real estate owned	0	293
Unrealized holding gains on available for sale securities, net of taxes	$ (163)	$ 586