XML 41 R4.htm IDEA: XBRL DOCUMENT v2.4.0.6
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and dividend income:    
Loans $ 5,971 $ 5,990
Due from banks interest bearing accounts 105 79
Investment securities    
Taxable 693 780
Non-taxable 100 104
Other earning assets 0 4
Total interest and dividend income 6,869 6,957
Interest expense:    
Deposits 334 492
Other borrowings 0 72
Total interest expense 334 564
Net interest income 6,535 6,393
Provision for loan losses 400 550
Net interest income after provision for loan losses 6,135 5,843
Other operating income:    
Service charges on deposit accounts 653 653
Gains on sales of loans held-for-sale 568 395
Investment and brokerage services income 301 221
Mortgage brokerage income 29 30
Loan servicing income 367 142
Fiduciary activities income 132 107
ATM fees 84 129
Signature based transaction fees 292 248
Gains on calls of available-for-sale securities 4 1
Other income 191 199
Total other operating income 2,621 2,125
Other operating expenses:    
Salaries and employee benefits 4,129 3,847
Occupancy and equipment 783 736
Data processing 420 385
Stationery and supplies 85 80
Advertising 81 110
Directors' fees 57 55
Other real estate owned expense and impairment 12 22
Other expense 1,187 1,257
Total other operating expenses 6,754 6,492
Income before income tax expense 2,002 1,476
Income tax expense 639 384
Net income 1,363 1,092
Preferred stock dividends (212) (285)
Net income available to common shareholders $ 1,151 $ 807
Basic income per share (in dollars per share) $ 0.12 $ 0.09
Diluted income per share (in dollars per share) $ 0.12 $ 0.09