CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash Flows From Operating Activities
Net Income	$ 3,503	$ 2,509
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	518	554
Valuation adjustment on mortgage servicing rights	141	(105)
Provision for loan losses	2,051	3,670
Stock plan accruals	87	128
Gains on calls/sales of available-for-sale securities	(1)	(633)
Gains on sales of other real estate owned	(17)	(228)
Impairment on other real estate owned	16	431
Gains on sales of loans held-for-sale	(1,410)	(444)
Proceeds from sales of loans held-for-sale	59,496	23,412
Originations of loans held-for-sale	(61,183)	(24,042)
Changes in assets and liabilities:
Decrease (increase) in interest receivable and other assets	1,417	(1,882)
Increase in interest payable and other liabilities	495	99
Net cash provided by operating activities	5,113	3,469
Cash Flows From Investing Activities
Net increase in investment securities	(20,549)	(28,407)
Net (increase) decrease in loans	(16,040)	7,133
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(532)	(252)
Proceeds from the sale of other real estate owned	2,402	3,089
Purchases of premises and equipment, net	(393)	(557)
Net cash used in investing activities	(35,112)	(18,994)
Cash Flows From Financing Activities
Net increase in deposits	26,899	22,514
Net decrease in FHLB advances and other borrowings	(7,000)	(2,029)
Proceeds from Issuance of Preferred Stock	0	22,847
Redemption of preferred stock	0	(17,390)
Cash dividends paid in lieu of fractional shares	(3)	0
Cash dividends paid on preferred stock	(857)	(660)
Net cash provided by financing activities	19,039	25,282
Net (decrease) increase in Cash and Cash Equivalents	(10,960)	9,757
Cash and Cash Equivalents , beginning of period	140,172	139,707
Cash and Cash Equivalents, end of period	129,212	149,464
Cash paid during the period for:
Interest	1,477	1,937
Income Taxes	1,294	1,067
Supplemental disclosures of non-cash investing and financing activities:
Preferred stock accretion	0	446
Stock dividend distributed	451	0
Transfer of loans held-for-investment to other real estate owned	1,975	3,197
Unrealized holding gains on available for sale securities, net of taxes	$ 1,291	$ 1,418