CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash Flows From Operating Activities
Net Income	$ 2,299	$ 1,561
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	347	363
Valuation adjustment on mortgage servicing rights	59	(175)
Provision for loan losses	1,226	2,480
Stock plan accruals	59	84
Gains on calls/sales of available-for-sale securities	(1)	(456)
Gains on sales of other real estate owned	(17)	(215)
Impairment on other real estate owned	15	312
Gains on sales of loans held-for-sale	(900)	(268)
Proceeds from sales of loans held-for-sale	38,504	13,818
Originations of loans held-for-sale	(37,992)	(11,883)
Changes in assets and liabilities:
Decrease (increase) in interest receivable and other assets	918	(2,351)
Increase (decrease) in interest payable and other liabilities	46	(66)
Net cash provided by operating activities	4,563	3,204
Cash Flows From Investing Activities
Net increase in investment securities	(21,678)	(25,706)
Net (increase) decrease in loans	(6,671)	6,600
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(532)	(252)
Proceeds from the sale of other real estate owned	1,620	2,436
Purchases of premises and equipment, net	(322)	(414)
Net cash used in investing activities	(27,583)	(17,336)
Cash Flows From Financing Activities
Net increase in deposits	8,224	10,171
Net decrease in FHLB advances and other borrowings	(7,000)	(2,329)
Cash dividends paid in lieu of fractional shares	(3)	0
Cash dividends paid on preferred stock	(571)	(435)
Net cash provided by financing activities	650	7,407
Net decrease in Cash and Cash Equivalents	(22,370)	(6,725)
Cash and Cash Equivalents , beginning of period	140,172	139,707
Cash and Cash Equivalents, end of period	117,802	132,982
Cash paid during the period for:
Interest	1,098	1,324
Income Taxes	879	1,065
Supplemental disclosures of non-cash investing and financing activities:
Preferred stock accretion	0	65
Stock dividend distributed	451	0
Transfer of loans held-for-investment to other real estate owned	293	1,533
Unrealized holding gains on available for sale securities, net of taxes	$ 846	$ 793