CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and dividend income:
Loans	$ 6,480	$ 6,892	$ 19,083	$ 20,454
Due from banks interest bearing accounts	72	102	248	284
Investment securities
Taxable	663	465	1,921	1,247
Non-taxable	106	127	325	568
Other earning assets	2	0	6	3
Total interest and dividend income	7,323	7,586	21,583	22,556
Interest expense:
Deposits	524	734	1,649	2,600
Other borrowings	72	92	253	307
Total interest expense	596	826	1,902	2,907
Net interest income	6,727	6,760	19,681	19,649
Provision for loan losses	1,190	990	3,670	3,303
Net interest income after provision for loan losses	5,537	5,770	16,011	16,346
Other operating income:
Service charges on deposit accounts	723	861	2,136	2,528
Gains on sales of other real estate owned	13	2	228	46
Gains on sales of loans held-for-sale	176	329	444	625
Investment and brokerage services income	365	237	905	728
Mortgage brokerage income	12	25	39	35
Loan servicing income (expense)	5	(12)	393	367
Fiduciary activities income	99	75	285	217
ATM fees	125	74	349	208
Signature based transaction fees	248	209	692	583
Gains on sales of available-for-sale securities	177	0	633	353
Other income	511	185	903	627
Total other operating income	2,454	1,985	7,007	6,317
Other operating expenses:
Salaries and employee benefits	3,885	3,636	11,219	11,194
Occupancy and equipment	738	786	2,370	2,444
Data processing	443	461	1,227	1,317
Stationery and supplies	67	59	230	217
Advertising	137	128	422	404
Directors' fees	52	51	176	157
Other real estate owned expense and impairment	148	328	662	772
Other expense	1,318	1,557	3,702	4,841
Total other operating expenses	6,788	7,006	20,008	21,346
Income before income tax expense (benefit)	1,203	749	3,010	1,317
Income tax expense (benefit)	255	(8)	501	(400)
Net income	948	757	2,509	1,717
Preferred stock dividends and accretion	(607)	(248)	(1,106)	(743)
Net income available to common stockholders	$ 341	$ 509	$ 1,403	$ 974
Basic income per share (in dollars per share)	$ 0.04	$ 0.06	$ 0.15	$ 0.11
Diluted income per share (in dollars per share)	$ 0.04	$ 0.06	$ 0.15	$ 0.11