CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Loans	$ 6,346	$ 6,764	$ 12,603	$ 13,562
Due from banks interest bearing accounts	91	88	176	182
Investment securities
Taxable	688	407	1,258	782
Non-taxable	108	206	219	441
Other earning assets	4	3	4	3
Total interest and dividend income	7,237	7,468	14,260	14,970
Interest expense:
Deposits	554	862	1,125	1,866
Other borrowings	91	108	181	215
Total interest expense	645	970	1,306	2,081
Net interest income	6,592	6,498	12,954	12,889
Provision for loan losses	1,490	863	2,480	2,313
Net interest income after provision for loan losses	5,102	5,635	10,474	10,576
Other operating income:
Service charges on deposit accounts	720	842	1,413	1,667
Gains on sales of other real estate owned	19	17	215	44
Gains on sales of loans held-for-sale	131	179	268	296
Investment and brokerage services income	295	247	540	491
Mortgage brokerage income	15	2	27	10
Loan servicing income	53	107	388	379
Fiduciary activities income	89	72	186	142
ATM fees	123	72	224	134
Signature based transaction fees	234	201	444	374
Gains on sales of available-for-sale securities	456	353	456	353
Other income	231	237	392	442
Total other operating income	2,366	2,329	4,553	4,332
Other operating expenses:
Salaries and employee benefits	3,561	3,790	7,334	7,558
Occupancy and equipment	809	810	1,632	1,658
Data processing	400	408	784	856
Stationery and supplies	88	77	163	158
Advertising	148	145	285	276
Directors' fees	60	54	124	106
Other real estate owned expense and impairment	308	214	514	444
Other expense	1,162	1,969	2,384	3,284
Total other operating expenses	6,536	7,467	13,220	14,340
Income before income tax expense (benefit)	932	497	1,807	568
Income tax expense (benefit)	137	(102)	246	(392)
Net income	795	599	1,561	960
Preferred stock dividends and accretion	(251)	(249)	(500)	(495)
Net income available to common shareholders	$ 544	$ 350	$ 1,061	$ 465
Basic income per share (in dollars per share)	$ 0.06	$ 0.04	$ 0.12	$ 0.05
Diluted income per share (in dollars per share)	$ 0.06	$ 0.04	$ 0.12	$ 0.05