-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JszZTk7lMWCk6O3FAFpLA+1INv8wxyMW66C+QsD2oSxQUwzMl4PM7KGhV9b956X9 WCDpfktLfXDn+fNik2N0sg== 0000000000-09-058421.txt : 20091130 0000000000-09-058421.hdr.sgml : 20091130 20091016135119 ACCESSION NUMBER: 0000000000-09-058421 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20091016 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: FIRST NORTHERN COMMUNITY BANCORP CENTRAL INDEX KEY: 0001114927 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 680450397 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: UPLOAD BUSINESS ADDRESS: STREET 1: 195 N FIRST STREET CITY: DIXON STATE: CA ZIP: 95620 BUSINESS PHONE: 7076784422 MAIL ADDRESS: STREET 1: 195 N FIRST STREET CITY: DIXON STATE: CA ZIP: 95620 LETTER 1 filename1.pdf begin 644 filename1.pdf M)5!$1BTQ+C0-)>+CS],-"C0W(#`@;V)J#3P\+TQI;F5A-IB M8&#@9&!@?L(`!"*^#*B`"8A9&#@.,"@@"7)",0.#,@,/+^-$!F9&\5=)O`S7 MF!;`-$FOA&JV`F)&!@8)0PC-7`$WA8V!02<((LKH!A!@`#.1"*`-"F5N9'-T M%LW(#0P72]$96-O9&5087)MPT*96YD6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P M(%(O5'EP92]#871A;&]G+TQA;F%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`U-R`P(%(^/CX^ M+U1Y<&4O4&%G93X^#65N9&]B:@TU,"`P(&]B:@T\/"]3=6)T>7!E+U1R=654 M>7!E+T9O;G1$97-C7!E+T9O;G0^/@UE M;F1O8FH--3$@,"!O8FH-6R])0T-"87-E9"`U-"`P(%)=#65N9&]B:@TU,B`P M(&]B:@T\/"],96YG=&@@-S,T+T9I;'1EB<"24M*'1EY$(^VS$[&R$5O!0\.J%<@;S0E*5UY;EU1ZN8Y84_'68.\;']<*!`P\6*,"GBE-: M36"8%^GQLCM>K7IZF+\7;`+S>)UG!6=Y#('C$C0,9W^LX:B!\,&%HFFP:II! M%G;M`5]:8*7_H!=@F)@X:$"PS6>D.EC;5,">`A:HQ!.H[7A3\(VHF_D=1-H@ MMA!ZEDF\AE\TYK!@*4TAI`G=2&/;N#:V/[)EOU>(S(]8WBSP97JH91%*%F*7 M-06CIO!06,V=6&7:R$/>R`;>D93-^=-50&W@G#A3L'_2!L>'TDH/9?[WO&NG M"Z'82$_AX#\,0?I-XG0LG,X&ZBA8Z3^-0*?""#J\Q*+YDKI;7@VLKVDE*E-L M.7#ZEM,=%!GLY5065#9_KZ:9JNE>YD3KFM9Y#!X!9I]!77P!>%S_27TR[*@B MQ0K(MK4[&W[RJDFSJK2&%2.'3A8.7!E+U1R=654>7!E+T9O;G1$97-C]W]IG[W/WV7N?M2X`)$\?+B\% ME@(@F2?@!WHXTU>%1]"Q_0`&>(`!I@`P6>FIOD'NP4`D+S<7>KK("?R+W@P! M2/R^9>CI3Z>#_T_2K%2^``#(7\3F;$XZ2\3Y(D[*%*2*[3,BIL8DBAE&B9DO M2E#$6\3BG%/9R6PQ]XAX>X:0(V+$1\0%&5Q.IHAO MBU@S29C,%?%;<6PRAYD.`(HDM@LXK'@1FXB8Q`\.=!'Q<@!PI+@O..8+%G"R M!.)#N:2D9O.YW(RDS@"@:$_DY7(Y+/I+BG)J4Q>-@"+ M9_XL&7%MZ:(B6YI:6UH:FAF9?E&H_[KX-R7N[2*]"OC<,XC6]X?MK_Q2Z@!@ MS(IJL^L/6\Q^`#JV`B!W_P^;YB$`)$5]:[_QQ7EHXGF)%PA2;8R-,S,SC;@< MEI&XH+_K?SK\#7WQ/2/Q=K^7A^[*B64*DP1T<=U8*4DI0CX]/97)XM`-_SS$ M_SCPK_-8&LB)Y?`Y/%%$J&C*N+PX4;MY;*Z`F\*C?!?W[KG")^)'. MC?LP`OB!8!`. MU@(6B`?)@`\R02[8#`I`$=@%]H)*4`/J02-H`2=`!S@-+H#+X#JX">Z`!V`$ MC(/G8`:\`?,0!&$A,D2!Y"%52`LR@,P@!F0/N4$^4"`4#D5#<1`/$D*YT!:H M""J%*J%:J!'Z%CH%78"N0@/0/6@4FH)^A=[#"$R"J;`RK`T;PPS8"?:&@^$U MT(%U(+W(+&4&FD7U"W4*&H&]0E-1BNA#=`V:"_T*G0<.A-=@"Y'-Z#;T)?0=]#CZ#<8#(:& MT<%883PQX9@$S#I,,>8`IA5S'C.`&:P!U@[KAV5B!=@"['[L,>PY M["!V'/L61\2IXLQP[K@('`^7ARO'->'.X@9Q$[AYO!1>"V^#]\.S\=GX$GP] MO@M_`S^.GR=($W0(=H1@0@)A,Z&"T$*X1'A(>$4D$M6)UL0`(I>XB5A!/$Z\ M0APEOB/)D/1)+J1(DI"TDW2$=)YTC_2*3"9KDQW)$60!>2>YD7R1_)C\5H(B M823A)<&6V"A1)=$N,2CQ0A(OJ27I)+E6,D>R7/*DY`W):2F\E+:4BQ13:H-4 ME=0IJ6&I66F*M*FTGW2R=+%TD_15Z4D9K(RVC)L,6R9?YK#,19DQ"D+1H+A0 M6)0ME'K*)5X*5])4"E=8I'5;J4YI5 M5E'V4$Y5WJ]\47E:A:;BJ)*@4J9R5F5*E:)JK\I5+5,]I_J,+DMWHB?1*^@] M]!DU)35/-:%:K5J_VKRZCGJ(>IYZJ_HC#8(&0R-6HTRC6V-&4U735S-7LUGS MOA9>BZ$5K[5/JU=K3EM'.TQ[FW:']J2.G(Z73HY.L\Y#7;*N@VZ:;IWN;3V, M'D,O4>^`WDU]6-]"/UZ_2O^&`6Q@:<`U.&`PL!2]U'HI;VG=TF%#DJ&3889A ML^&H$XT\F%B9))O4F#TQE3%>8YIEVF?YJIF_& M,JLRNVU.-G:?YRF<$RSK*#R^Y:4"Q\+;99=%M\M+2RY%NV6$Y9:5I% M6U5;#3.H#']&,>.*-=K:V7JC]6GK=S:6-@*;$S:_V!K:)MHVV4XNUUG.65Z_ M?,Q.W8YI5VLW8D^WC[8_9#_BH.;`=*AS>.*HXY;PKXNKA6NC:[R;C%N)6Z?;87=T]SKW9?<;#PF.=QWE/M*>W MYV[/82]E+Y97H]?,"JL5ZU?T>).\@[PKO9_XZ/OP?;I\8=\5OGM\'Z[46LE; MV>$'_+S\]O@]\M?Q3_/_/@`3X!]0%?`TT#0P-[`WB!(4%=04]";8.;@D^$&( M;H@PI#M4,C0RM#%T+LPUK#1L9)7QJO6KKH%)64K)2!5(/4@M21-)NTO6DS?&]^ M0SJ4OB:]4T`5_4SU"76%6X6C&?8951EO,T,S3V9)9_&R^K+ULW=D3^2XYWR] M#K6.M:X[5RUW<^[H>J?UM1N@#3$;NC=J;,S?.+[)8]/1S83-B9M_R#/)*\U[ MO25L2U>^=N[]]AOF/_CD^%[,)K129% MY44?BEG%U[XR_:KBJX6=L3O[2RQ+#N["[.+M&MKML/MHJ71I3NG8'M\][67T MLL*RUWNC]EXM7U9>LX^P3[AOI,*GHG._YOY=^S]4QE?>J7*N:JU6JMY1/7>`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`#`/>$\_L*#0IE;F1S=')E86T-96YD;V)J#34U(#`@ M;V)J#3P\+U-T96U6(#@R+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04TU4+T9O M;G13=')E=&-H+TYO7!E+T]B:E-T M;3X^$)X8)$&.&2Q%(0KDBB#>%.%6$2CX)!&V'*C#`8QI5E"!`*U%D1PV$03 M`8*1,1$2-N9$N%!@!4*C&/,(C=T\>'&,1G4*/*WA@V?0"`6>02L4 M>":!#UX$J`(OBA-R?$R'Z!DCU_0J+6U>34IKT;[G`R/[6`WM$^'TNEC8BW3I M6NLDDZ>EI>.J7$^][KHH*MI;I*N5UW"GZ71AYFL\_G8V.;L8?/ONB1^N'U2USKY:3^Z&38O;T4;`) M^@DCZ!4=Y(LLM^,?*1K9S^;KTM+3LECVTF7M7JXK)Z'C99K3\?IN-2VS956[ M2UON#TPNN_CU\.M[B[W)?MIB74\C\4GQ2$^S7W14E`_I`DLXRV=Y45D,X*^/ M+=QY-_G,EKOLH`X<=D#[9?I@/>:K3:$!9I)5"PO[K!:L)T2\5+X[DJZ!826W MP7,GTQL=NASXM=0GV2KEKK-8W]1V[RM(V1?F"^TNLCE:5*5E12^Q/4^N#=_* MK,KR^44QL_2\G-R%P!-[7Y1V&SE`V7GE731GS_.PG?].F44<_\/)>@G]WZ%>]M3M*0,%PQ\>:*V9RN.5')]E;=A@QQ,S>6BN92V5RJ MFDOUVU)YT`G3E-ZKK[4AB?9BZKONM:#-)89/X5Y0?;.]5D?20LM9X]5`S-N( M11NQ;"!6AYWDJDT*W49LVHBC%N7!E+U!A9V5S+TMI9'-;-#D@,"!273X^#65N9&]B:@TU(#`@;V)J#3P\+U-U M8G1Y<&4O6$U,+TQE;F=T:"`T,#FMC.60B/SX*/'@Z>&UP;65T82!X;6QN#IX;7!T:STB061O8F4@6$U0($-O&UL;G,Z<&1F>#TB:'1T<#HO+VYS+F%D;V)E+F-O M;2]P9&9X+S$N,R\B/@H@("`@("`@("`\<&1F>#I#;VUP86YY/E-E8W5R:71I M97,@86YD($5X:&%N9V4@0V]M;6ES#I#;VUP86YY/@H@("`@ M("`@("`\<&1F>#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#DQ,#$V,3&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX* M("`@("`@("`@/'AA<#I#&%P.D-R96%T;W)4;V]L/@H@("`@("`@("`\>&%P.DUO M9&EF>41A=&4^,C`P.2TQ,"TQ-E0Q,SHT-CHR-2TP-#HP,#PO>&%P.DUO9&EF M>41A=&4^"B`@("`@("`@(#QX87`Z0W)E871E1&%T93XR,#`Y+3$P+3$V5#$S M.C0V.C(Q+3`T.C`P/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@/'AA<#I- M971A9&%T841A=&4^,C`P.2TQ,"TQ-E0Q,SHT-CHR-2TP-#HP,#PO>&%P.DUE M=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR M9&8Z1&5S8W)I<'1I;VX@&%P34TZ&%P34TZ')E9@T*,3$V#0HE)45/1@T* ` end -----END PRIVACY-ENHANCED MESSAGE-----