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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>13170</Shared>
      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>15201p109</cusip>
    <value>243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21725</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Centurylink,inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>156700106</cusip>
    <value>4721</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130415</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>130415</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Centurylink,inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>156700106</cusip>
    <value>3646</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>100725</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Chevron Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>4964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38022</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>38022</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Chevron Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>1559</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11945</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>11945</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>171798101</cusip>
    <value>489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3412</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3412</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>171798101</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>321</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>321</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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    <cusip>17275R102</cusip>
    <value>1938</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77981</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>77981</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>1318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53030</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>53030</Shared>
      <None>0</None>
    </votingAuthority>
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    <cusip>172967424</cusip>
    <value>3019</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64093</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>64093</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Citigroup Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>172967424</cusip>
    <value>1791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38027</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>38027</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Coca Cola Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>191216100</cusip>
    <value>772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18214</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18214</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Coca Cola Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>191216100</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>358</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>358</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Comtech Telecommunicat</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>205826209</cusip>
    <value>782</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20935</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20935</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Comtech Telecommunicat</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>205826209</cusip>
    <value>353</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9445</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>9445</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Conocophillips</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>2259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26353</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>26353</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Conocophillips</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>1592</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>18575</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Crusader Energy Group Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>228834107</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>165300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>165300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Danaher Corp Del Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>235851102</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2600</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Danaher Corp Del Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>235851102</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>300</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Devon Energy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25179M103</cusip>
    <value>4772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>60096</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>60096</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Devon Energy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25179M103</cusip>
    <value>3438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43305</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>43305</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Directv Group Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25490a309</cusip>
    <value>715</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8411</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8411</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Directv Group Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25490a309</cusip>
    <value>264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>3108</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>EMC Corp/Mass</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>268648102</cusip>
    <value>3654</value>
    <shrsOrPrnAmt>
      <sshPrnamt>138741</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>138741</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>EMC Corp/Mass</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>268648102</cusip>
    <value>2085</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79149</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>79149</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>278642103</cusip>
    <value>272</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5433</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5433</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ebay Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>278642103</cusip>
    <value>212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>4240</Shared>
      <None>0</None>
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    <nameOfIssuer>Emulex Corp Com New</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>292475209</cusip>
    <value>1993</value>
    <shrsOrPrnAmt>
      <sshPrnamt>349671</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>349671</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Emulex Corp Com New</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>292475209</cusip>
    <value>1350</value>
    <shrsOrPrnAmt>
      <sshPrnamt>236906</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>236906</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Encana Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>292505104</cusip>
    <value>2401</value>
    <shrsOrPrnAmt>
      <sshPrnamt>101264</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>101264</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Encana Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>292505104</cusip>
    <value>1492</value>
    <shrsOrPrnAmt>
      <sshPrnamt>62941</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>62941</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Entergy Corp New Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29364G103</cusip>
    <value>4258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51874</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>51874</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Entergy Corp New Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29364G103</cusip>
    <value>2756</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>33575</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Enterprise Products Part L.P C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>293792107</cusip>
    <value>19769</value>
    <shrsOrPrnAmt>
      <sshPrnamt>252504</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>252504</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exelon Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30161N101</cusip>
    <value>4260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116772</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>116772</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exelon Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30161N101</cusip>
    <value>3125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>85675</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>6783</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67372</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>67372</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5088</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>5088</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Finish Line Inc Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>317923100</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7790</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7790</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Finish Line Inc Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>255</value>
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    <votingAuthority>
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      <Shared>8587</Shared>
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    <value>763</value>
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      <sshPrnamt>44280</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>44280</Sole>
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      <None>0</None>
    </votingAuthority>
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    <cusip>345370860</cusip>
    <value>636</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36883</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>36883</Shared>
      <None>0</None>
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    <nameOfIssuer>Formfactor Inc Com</nameOfIssuer>
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    <value>399</value>
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      <sshPrnamt>48000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>48000</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>346375108</cusip>
    <value>267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32100</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>32100</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Freeport-McMoran COP&amp;G Cl B</nameOfIssuer>
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      <sshPrnamt>60257</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>60257</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>COM</titleOfClass>
    <cusip>35671D857</cusip>
    <value>1715</value>
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      <sshPrnamt>46996</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>46996</Shared>
      <None>0</None>
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      <sshPrnamt>745043</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>745043</Sole>
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      <None>0</None>
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    <value>3504</value>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>600019</Shared>
      <None>0</None>
    </votingAuthority>
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    <value>423</value>
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      <sshPrnamt>3630</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3630</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>General Dynamics</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369550108</cusip>
    <value>413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3540</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>3540</Shared>
      <None>0</None>
    </votingAuthority>
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    <cusip>369604103</cusip>
    <value>269</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10238</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10238</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>369604103</cusip>
    <value>13</value>
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      <sshPrnamt>505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>505</Shared>
      <None>0</None>
    </votingAuthority>
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    <cusip>38141G104</cusip>
    <value>3611</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21564</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21564</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>38141G104</cusip>
    <value>2211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13207</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>13207</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Google Inc Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259p508</cusip>
    <value>365</value>
    <shrsOrPrnAmt>
      <sshPrnamt>624</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>624</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Google Inc Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259p508</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>20</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Google Inc Cl C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259P706</cusip>
    <value>359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>624</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>624</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Google Inc Cl C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259P706</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>20</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gran Tierra Energy Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38500T101</cusip>
    <value>243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Hartford Financial</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>416515104</cusip>
    <value>479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13367</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13367</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Hartford Financial</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>416515104</cusip>
    <value>406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>11325</Shared>
      <None>0</None>
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    <nameOfIssuer>Huntington Bancshares</nameOfIssuer>
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      <sshPrnamt>268096</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>268096</Sole>
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      <None>0</None>
    </votingAuthority>
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    <value>1062</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5859</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IBM</nameOfIssuer>
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    <cusip>459200101</cusip>
    <value>629</value>
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      <sshPrnamt>3470</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>3470</Shared>
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    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>1895</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61318</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>61318</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Intel Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>752</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24321</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>24321</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Internet America Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46058Y109</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20000</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>J P Morgan Chase</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
    <value>2937</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50969</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>50969</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>J P Morgan Chase</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
    <value>1592</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27627</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>27627</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Jabil Circuit Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>466313103</cusip>
    <value>1413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>67605</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Jabil Circuit Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>466313103</cusip>
    <value>957</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>45800</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Jetblue Airways Corp Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>477143101</cusip>
    <value>4101</value>
    <shrsOrPrnAmt>
      <sshPrnamt>377934</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>377934</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Jetblue Airways Corp Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>477143101</cusip>
    <value>2352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>216744</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>216744</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>478160104</cusip>
    <value>994</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9505</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>478160104</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>263</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>263</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kohl's Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>500255104</cusip>
    <value>1899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36047</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36047</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kohl's Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>500255104</cusip>
    <value>1255</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>23815</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kroger Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>501044101</cusip>
    <value>1284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25975</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25975</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kroger Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>501044101</cusip>
    <value>767</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15524</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>15524</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Lilly Eli &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>1538</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24735</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24735</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Lilly Eli &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <sshPrnamt>18320</sshPrnamt>
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      <None>0</None>
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      <Shared>10280</Shared>
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      <sshPrnamt>47617</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>28433</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>66297</sshPrnamt>
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      <None>0</None>
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    <value>1692</value>
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      <sshPrnamt>42377</sshPrnamt>
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      <sshPrnamt>17339</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17339</Sole>
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      <None>0</None>
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    <value>901</value>
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      <sshPrnamt>11535</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <value>405</value>
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      <sshPrnamt>4022</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <value>2</value>
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      <sshPrnamt>23</sshPrnamt>
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      <sshPrnamt>10547</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33199</Sole>
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      <None>0</None>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Shared>19850</Shared>
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    <value>2776</value>
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      <sshPrnamt>66568</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>66568</Sole>
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      <None>0</None>
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    <value>1403</value>
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      <sshPrnamt>33655</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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    <shrsOrPrnAmt>
      <sshPrnamt>10177</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10177</Sole>
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      <None>0</None>
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    <shrsOrPrnAmt>
      <sshPrnamt>78181</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <sshPrnamt>23365</sshPrnamt>
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    <votingAuthority>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Shared>18580</Shared>
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      <Sole>14461</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <value>106</value>
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      <sshPrnamt>3580</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Shared>3580</Shared>
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    </votingAuthority>
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    <nameOfIssuer>Philip Morris Intl Inc</nameOfIssuer>
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    <value>1435</value>
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      <sshPrnamt>17026</sshPrnamt>
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    <votingAuthority>
      <Sole>17026</Sole>
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      <None>0</None>
    </votingAuthority>
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    <value>1052</value>
    <shrsOrPrnAmt>
      <sshPrnamt>122306</sshPrnamt>
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    <votingAuthority>
      <Sole>122306</Sole>
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      <None>0</None>
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  <infoTable>
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      <sshPrnamt>68512</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <sshPrnamt>55878</sshPrnamt>
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    <votingAuthority>
      <Sole>55878</Sole>
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  <infoTable>
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    <value>2461</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31072</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>31072</Shared>
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    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Raytheon Co (new)</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>755111507</cusip>
    <value>341</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Raytheon Co (new)</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>755111507</cusip>
    <value>300</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>3255</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Regal Beloit</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>758750103</cusip>
    <value>287</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3655</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3655</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Regal Beloit</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>758750103</cusip>
    <value>245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3120</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>3120</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sandridge Mississippia Sh Ben</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>80007V106</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>806857108</cusip>
    <value>4710</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39930</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>806857108</cusip>
    <value>772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>6545</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Seacor Holdings, Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>811904101</cusip>
    <value>1717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20880</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20880</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Seacor Holdings, Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>811904101</cusip>
    <value>1046</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12723</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>12723</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Pacific Res Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>84359Y106</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southwest Airlines Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>844741108</cusip>
    <value>728</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27109</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southwest Airlines Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>844741108</cusip>
    <value>350</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>13040</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612e106</cusip>
    <value>2713</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46816</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>46816</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612e106</cusip>
    <value>1652</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>28510</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Madison Square Garden</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>55826P100</cusip>
    <value>567</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9075</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Time Warner Cable Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88732J207</cusip>
    <value>259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1758</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1758</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Time Warner Cable Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88732J207</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>277</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>277</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Travelers Companies</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417e109</cusip>
    <value>1650</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17541</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17541</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Travelers Companies</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417e109</cusip>
    <value>1550</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16474</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>16474</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>United Technologies</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>913017109</cusip>
    <value>274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2372</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2372</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>United Technologies</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>913017109</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>90</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Unitedhealth Group Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10208</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10208</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Unitedhealth Group Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>370</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4524</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>4524</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Unum Group</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>2754</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79227</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>79227</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Unum Group</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>1561</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44911</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>44911</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Us Bancorp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>902973304</cusip>
    <value>357</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Us Bancorp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>902973304</cusip>
    <value>120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2780</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>2780</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Verizon Comm</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>2020</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41288</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41288</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Verizon Comm</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>534</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10923</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>10923</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>1495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19910</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19910</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>873</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11628</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>11628</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Walgreen Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931422109</cusip>
    <value>294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3970</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3970</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Walgreen Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931422109</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>771</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>771</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wellpoint Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>94973V107</cusip>
    <value>1057</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9827</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wellpoint Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>94973V107</cusip>
    <value>816</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7579</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>7579</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>949746101</cusip>
    <value>2137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40649</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>40649</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>949746101</cusip>
    <value>1242</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23636</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>23636</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Western Gas Partners, Lp Cmn</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>958254104</cusip>
    <value>1530</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Yahoo! Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>984332106</cusip>
    <value>728</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20726</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Yahoo! Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>984332106</cusip>
    <value>813</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>23130</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADR Arm Hldgs Plc Sponsored</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>042068106</cusip>
    <value>210</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4640</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <value>287</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3701</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3701</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <cusip>780259206</cusip>
    <value>1738</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21097</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21097</Sole>
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      <None>0</None>
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    <titleOfClass>ADR</titleOfClass>
    <cusip>780259206</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>225</Shared>
      <None>0</None>
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    <titleOfClass>ADR</titleOfClass>
    <cusip>89151E109</cusip>
    <value>231</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Boulder Growth &amp; Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>101507101</cusip>
    <value>1444</value>
    <shrsOrPrnAmt>
      <sshPrnamt>169437</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>169437</Sole>
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      <None>0</None>
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    <nameOfIssuer>Boulder Total Return Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>101541100</cusip>
    <value>693</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27025</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cohen &amp; Steers Rt &amp; Pf</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247X100</cusip>
    <value>282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15636</sshPrnamt>
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    <votingAuthority>
      <Sole>15636</Sole>
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      <None>0</None>
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    <nameOfIssuer>First Opportunity Fd I Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>33587t108</cusip>
    <value>340</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35292</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35292</Sole>
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      <None>0</None>
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    <nameOfIssuer>General Amern Invs Inc Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>368802104</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5569</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5569</Sole>
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      <None>0</None>
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    <nameOfIssuer>Petroleum &amp; Res Corp Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>716549100</cusip>
    <value>596</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19100</Sole>
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      <None>0</None>
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    <nameOfIssuer>Powershares Glb ETF Fd S&amp;P 500</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>73936G308</cusip>
    <value>1139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53243</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>53243</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Gold Trust</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78463V107</cusip>
    <value>1089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8506</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8506</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Trust Series 1</nameOfIssuer>
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    <cusip>78462F103</cusip>
    <value>19306</value>
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      <sshPrnamt>98642</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>98642</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Trust Series 1</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>458</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>8</Sole>
      <Shared>450</Shared>
      <None>0</None>
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    <nameOfIssuer>Select Sector SPDR Tr SBI Int-</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>682</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17795</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17795</Sole>
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      <None>0</None>
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    <nameOfIssuer>iPath Dow Jones-UBS Commondity</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>06738C778</cusip>
    <value>386</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9788</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9788</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Cohen &amp; Steers Majors</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287564</cusip>
    <value>1031</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11809</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11809</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Russell 1000 Growth</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287614</cusip>
    <value>223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2450</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Russell 1000 Value</nameOfIssuer>
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    <cusip>464287598</cusip>
    <value>281</value>
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      <sshPrnamt>2779</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2779</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Tr DJ US Real Est</nameOfIssuer>
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    <cusip>464287739</cusip>
    <value>8236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>114725</sshPrnamt>
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      <Sole>114725</Sole>
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    <nameOfIssuer>iShares Tr DJ US Real Est</nameOfIssuer>
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    <cusip>464287739</cusip>
    <value>2</value>
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      <sshPrnamt>24</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>24</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ellsworth Fund Ltd Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>289074106</cusip>
    <value>206</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23370</sshPrnamt>
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    <votingAuthority>
      <Sole>23370</Sole>
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      <None>0</None>
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    <nameOfIssuer>MFS Charter Income Tr Sh Ben I</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>552727109</cusip>
    <value>667</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72200</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>72200</Sole>
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      <None>0</None>
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    <nameOfIssuer>MFS Multimarket Income Sh Ben</nameOfIssuer>
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    <cusip>552737108</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>SPDR Barclays Cap Internationa</nameOfIssuer>
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    <cusip>78464A516</cusip>
    <value>4859</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>79900</Sole>
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      <None>0</None>
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    <nameOfIssuer>Transamerica Inc Shs Com</nameOfIssuer>
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    <cusip>893506105</cusip>
    <value>316</value>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>iShares Barclays 1-3 Yr Tsy Bd</nameOfIssuer>
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    <cusip>464287457</cusip>
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      <Sole>19279</Sole>
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    <nameOfIssuer>iShares Core Total US Bond Mar</nameOfIssuer>
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    <cusip>464287226</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33701</Sole>
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    <nameOfIssuer>iShares Tr Barclys 1-3yr Cr</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464288646</cusip>
    <value>1452</value>
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    <nameOfIssuer>Alpine Ttl Dynamic Dvd Com Sbi</nameOfIssuer>
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    <nameOfIssuer>DJ Wilshire International RE E</nameOfIssuer>
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    <cusip>78463x863</cusip>
    <value>3131</value>
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      <Sole>70772</Sole>
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    <nameOfIssuer>DJ Wilshire International RE E</nameOfIssuer>
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    <value>1</value>
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    <nameOfIssuer>GDL Fund Com Sh Ben It</nameOfIssuer>
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    <cusip>361570104</cusip>
    <value>570</value>
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      <Sole>52470</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard FTSE Emerging Markets</nameOfIssuer>
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    <cusip>922042858</cusip>
    <value>13364</value>
    <shrsOrPrnAmt>
      <sshPrnamt>309846</sshPrnamt>
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    <nameOfIssuer>Vanguard FTSE Emerging Markets</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922042858</cusip>
    <value>52</value>
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    <nameOfIssuer>Wisdomtree Trust Japn Hedge Eq</nameOfIssuer>
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    <cusip>97717W851</cusip>
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      <None>0</None>
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    <nameOfIssuer>iShares Inc Core MSCI Emkt</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46434g103</cusip>
    <value>1446</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27975</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Inc Core MSCI Emkt</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46434g103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <Shared>87</Shared>
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  <infoTable>
    <nameOfIssuer>iShares MSCI EAFE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
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      <Sole>475196</Sole>
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  <infoTable>
    <nameOfIssuer>iShares MSCI EAFE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
    <value>710</value>
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      <sshPrnamt>10389</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>10389</Shared>
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    <nameOfIssuer>iShares MSCI EMRG</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>789</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18256</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares MSCI EMRG</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>651</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>651</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
