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Consolidated Income Statement - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2024
Mar. 31, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Income Statement [Line Items]          
Interest income from financial instruments measured at amortized cost and fair value through other comprehensive income $ 6,892 $ 6,240 $ 5,483 $ 13,132 $ 10,298
Interest expense from financial instruments measured at amortized cost (7,080) (6,052) (4,607) (13,132) (8,461)
Net interest income from financial instruments measured at fair value through profit or loss and other 910 618 430 1,528 856
Total net interest income 722 806 1,305 1,528 2,694
Other net income from financial instruments measured at fair value through profit or loss 3,271 2,945 2,337 6,216 5,009
Fee and commission income 6,190 5,607 5,008 11,797 10,083
Fee and commission expense (589) (458) (419) (1,047) (866)
Net fee and commission income 5,601 5,148 4,589 10,750 9,217
Other income 306 209 237 515 392
Total revenues 9,900 9,108 8,468 19,008 17,313
Credit loss expense / (release) 84 52 16 136 54
Personnel expenses 4,797 4,161 3,847 8,958 7,745
General and administrative expenses 4,584 2,985 2,443 7,570 5,425
Depreciation, amortization and impairment of non-financial assets 631 531 707 1,162 1,176
Operating expenses 10,012 7,677 6,997 17,689 14,346
Operating profit / (loss) before tax (196) 1,379 1,456 1,183 2,912
Tax expense / (benefit) 28 366 332 393 776
Net profit / (loss) (224) 1,014 1,124 790 2,136
Net profit / (loss) attributable to non-controlling interests 40 8 4 48 12
Net profit / (loss) attributable to shareholders $ (264) $ 1,006 $ 1,120 $ 742 $ 2,124