The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC FOREIGN EQUITIES G0177J108 227 728 SH   DFND   728 0 0
MEDTRONIC PLC NPV FOREIGN EQUITIES G5960L103 6,479 84,225 SH   DFND   83,270 0 955
ABERDEEN ASIA PACIFIC INCOM FOREIGN EQUITIES 003009107 1,145 250,615 SH   DFND   250,615 0 0
ALPHABET INC COMMON STOCK 02079K107 269 355 SH   DFND   355 0 0
ALPHABET INC COMMON STOCK 02079K305 265 340 SH   DFND   340 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 296 5,078 SH   DFND   5,078 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 223 3,202 SH   DFND   3,202 0 0
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100 6,116 63,080 SH   DFND   62,315 0 765
AMGEN INC COMMON STOCK 031162100 6,538 40,275 SH   DFND   39,795 0 480
APPLE INC COMMON STOCK 037833100 7,479 71,049 SH   DFND   70,389 0 660
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 564 6,655 SH   DFND   6,655 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 5,812 345,535 SH   DFND   341,240 0 4,295
BAR HARBOR BANKSHARES COMMON STOCK 066849100 9,795 284,651 SH   DFND   55,200 0 229,451
BECTON DICKINSON & CO COMMON STOCK 075887109 8,246 53,517 SH   DFND   53,027 0 490
BERKSHIRE HATHAWAY INC CL B NEW COMMON STOCK 084670702 888 6,726 SH   DFND   6,726 0 0
BLACKSTONE MTG TR INC NOTE 5.25% 12/01/18 CONVERTIBLE CORPORATE BONDS 09257WAA8 1,577 1,550,000 PRN   DFND   1,510,000 0 40,000
BLACKSTONE MTG TR INC COM CL A COMMON STOCK 09257W100 5,698 213,025 SH   DFND   210,470 0 2,555
BOEING COMPANY COMMON STOCK 097023105 6,386 44,165 SH   DFND   43,625 0 540
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 646 9,390 SH   DFND   9,390 0 0
BROOKFIELD ASSET MGMT INC FOREIGN EQUITIES 112585104 7,222 229,139 SH   DFND   226,871 0 2,268
CELGENE CORP COMMON STOCK 151020104 221 1,848 SH   DFND   1,848 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 225 2,504 SH   DFND   2,120 0 384
CHINA MOBILE LTD SPON ADR FOREIGN EQUITIES 16941M109 5,285 93,828 SH   DFND   92,663 0 1,165
CISCO SYS INC COMMON STOCK 17275R102 5,189 191,125 SH   DFND   188,825 0 2,300
CITIGROUP INC NEW COMMON STOCK 172967424 825 15,950 SH   DFND   15,950 0 0
COCA COLA CO COM COMMON STOCK 191216100 393 9,150 SH   DFND   9,150 0 0
D R HORTON INC COMMON STOCK 23331A109 5,349 167,040 SH   DFND   164,850 0 2,190
DISNEY WALT CO COMMON STOCK 254687106 432 4,115 SH   DFND   4,115 0 0
EATON VANCE TAX MNGD GBL DV OTHER FUNDS - STOCK 27829F108 331 37,420 SH   DFND   37,420 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,483 31,851 SH   DFND   30,851 0 1,000
GENERAL ELEC CO COMMON STOCK 369604103 438 14,050 SH   DFND   14,050 0 0
GENERAL MLS INC COMMON STOCK 370334104 649 11,250 SH   DFND   11,250 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,811 17,894 SH   DFND   17,894 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 224 5,548 SH   DFND   5,548 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 5,276 29,275 SH   DFND   28,920 0 355
HCI GROUP INC 3.875% 03/15/19 CONVERTIBLE CORPORATE BONDS 40416EAB9 538 615,000 PRN   DFND   595,000 0 20,000
ISHARES CORE S&P 500 OTHER FUNDS - STOCK 464287200 661 3,227 SH   DFND   3,227 0 0
ISHARES CORE US AGGREGATE BOND ETF OTHER FUNDS - BONDS 464287226 490 4,537 SH   DFND   4,537 0 0
ISHARES CORE S&P SMALL-CAP OTHER FUNDS - STOCK 464287804 204 1,856 SH   DFND   1,856 0 0
ISHARES INTL SEL DIV ETF OTHER FUNDS - STOCK 464288448 397 13,850 SH   DFND   11,750 0 2,100
JETBLUE AIRWAYS CORP COMMON STOCK 477143101 273 12,078 SH   DFND   12,078 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10,181 99,113 SH   DFND   97,333 0 1,780
LIBERTY MEDIA CORP 3.50% 01/15/2031 CONVERTIBLE CORPORATE BONDS 530715AN1 8 14,913 PRN   DFND   14,913 0 0
MARKET VECTORS GOLD MINERS OTHER FUNDS - STOCK 57060U100 183 13,305 SH   DFND   13,305 0 0
MARKET VECTORS ETF TR PFD SEC EXFINL OTHER FUNDS - STOCK 57061R791 653 34,100 SH   DFND   34,100 0 0
MCDONALDS CORP COMMON STOCK 580135101 718 6,079 SH   DFND   6,079 0 0
MEAD JOHNSON NUTRITION CO COMMON STOCK 582839106 5,609 71,050 SH   DFND   70,110 0 940
MERCK & CO INC NEW COMMON STOCK 58933Y105 364 6,900 SH   DFND   6,900 0 0
MICROSOFT CORP COMMON STOCK 594918104 10,361 186,791 SH   DFND   185,061 0 1,730
NETEASE INC ADR FOREIGN EQUITIES 64110W102 4,394 24,242 SH   DFND   23,948 0 294
NEW JERSEY RES COM COMMON STOCK 646025106 330 10,000 SH   DFND   10,000 0 0
NIKE INC. CLASS B COMMON STOCK 654106103 438 7,000 SH   DFND   7,000 0 0
NUVEEN AMT-FREE MUN INCOME F OTHER FUNDS - STOCK 670657105 724 52,270 SH   DFND   50,270 0 2,000
NUVEEN MUN VALUE FD INC OTHER FUNDS - STOCK 670928100 6,533 641,793 SH   DFND   613,293 0 28,500
ORACLE CORP COMMON STOCK 68389X105 4,936 135,167 SH   DFND   133,697 0 1,470
ORBITAL ATK INC COMMON STOCK 68557N103 1,702 19,050 SH   DFND   18,781 0 269
PPL CORP COMMON STOCK 69351T106 256 7,500 SH   DFND   7,500 0 0
PEPSICO INC COM COMMON STOCK 713448108 804 8,050 SH   DFND   7,450 0 600
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 317 3,605 SH   DFND   3,605 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 6,604 83,169 SH   DFND   82,244 0 925
ROYAL GOLD INC 2.875% 06/15/19 CONVERTIBLE CORPORATE BONDS 780287AA6 390 430,000 PRN   DFND   430,000 0 0
SPDR EURO STOXX 50 ETF OTHER FUNDS - STOCK 78463X202 420 12,195 SH   DFND   12,195 0 0
SPDR SERIES TRUST S&P DIVID ETF COMMON STOCK 78464A763 3,737 50,799 SH   DFND   50,799 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF OTHER FUNDS - STOCK 808524508 279 6,958 SH   DFND   6,958 0 0
SCHWAB STRATEGIC TR US SML CAP ETF OTHER FUNDS - STOCK 808524607 563 10,802 SH   DFND   10,802 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF OTHER FUNDS - STOCK 808524706 514 26,349 SH   DFND   26,349 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF OTHER FUNDS - STOCK 808524805 749 27,196 SH   DFND   27,196 0 0
SCHWAB STRATEGIC TR US TIPS ETF OTHER FUNDS - BONDS 808524870 368 6,918 SH   DFND   6,918 0 0
STARBUCKS CORP COMMON STOCK 855244109 315 5,243 SH   DFND   5,243 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 5,575 57,932 SH   DFND   57,222 0 710
VANGUARD FTSE DEVELOPED MARKETS ETF OTHER FUNDS - STOCK 921943858 1,416 38,553 SH   DFND   38,553 0 0
VANGUARD MSCI EMERGING MARKETS ETF OTHER FUNDS - STOCK 922042858 275 8,400 SH   DFND   8,400 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP OTHER FUNDS - BONDS 92206C409 4,601 58,246 SH   DFND   58,246 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP OTHER FUNDS - STOCK 92206C870 1,436 17,077 SH   DFND   17,077 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS OTHER FUNDS - STOCK 922908363 658 3,522 SH   DFND   3,522 0 0
VANGUARD INDEX FDS REIT ETF OTHER FUNDS - REAL ESTATE 922908553 1,488 18,672 SH   DFND   18,672 0 0
VANGUARD TOTAL STK MKT OTHER FUNDS - STOCK 922908769 706 6,770 SH   DFND   6,770 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 6,137 119,600 SH   DFND   118,055 0 1,545
WELLS FARGO & COMPANY NEW COMMON STOCK 949746101 6,870 126,380 SH   DFND   124,935 0 1,445
WELLS FARGO & CO NEW PERP PFD CNV A PREFERRED STOCK 949746804 230 198 SH   DFND   187 0 11
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND OTHER FUNDS - STOCK 97717W315 716 22,630 SH   DFND   22,630 0 0
WISDOMTREE TR MIDCAP DIVI FD OTHER FUNDS - STOCK 97717W505 562 6,985 SH   DFND   6,985 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 311 4,260 SH   DFND   4,260 0 0