MAJOR CUSTOMERS AND CONCENTRATION OF CREDIT RISK

3 Months Ended

Mar. 31, 2012

Notes to Financial Statements

Note 6 - MAJOR CUSTOMERS AND CONCENTRATION OF CREDIT RISK

Financial instruments that potentially subject the Company to credit risk principally consist of trade receivables. The Company believes the concentration of credit risk in its trade receivables is substantially mitigated by ongoing credit evaluation processes, relatively short collection terms, and the nature of the Company’s customer base, primarily mid- and large-size corporations with significant financial histories. Collateral is not generally required from customers. The need for an allowance for doubtful accounts is determined based upon factors surrounding the credit risk of specific customers, historical trends, and other information.

A significant portion of revenues is derived from certain customer relationships. The following is a summary of customers that represent greater than 10% of total revenues:

		Three Months Ended March 31, 2012
	Revenue Type	Revenues		% of Total Revenues
Customer A	Subscription fees/Other revenues	$	90,930		65	%
Customer B	Subscription fees/Other revenues		15,226		11	%
Others	Various		33,079		24	%
Total		$	139,235		100	%

		Three Months Ended March 31, 2011
	Revenue Type	Revenues		% of Total Revenues
Customer A	Subscription fees/Other revenues	$	108,389		78	%
Customer B	Subscription fees/Other revenues		28,069		20	%
Others	Various		2,280		2	%
Total		$	138,738		100	%

As of March 31, 2012, we had current accounts receivable of $ 78,550, three customers accounted for 90% of accounts receivable.