EX-1 2 0002.txt EXHIBIT 1 EXHIBIT 1 JOINT FILING AGREEMENT Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that the Schedule 13D to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned. Date: June 5, 2000 STILWELL VALUE PARTNERS I, L.P. /s/ Joseph Stilwell ----------------------------------------- By: STILWELL VALUE LLC General Partner /s/ Joseph Stilwell ----------------------------------------- By: Joseph Stilwell Managing and Sole Member STILWELL PARTNERS, L.P. /s/ Joseph Stilwell ----------------------------------------- By: Joseph Stilwell General Partner STILWELL ASSOCIATES, L.P. /s/ Joseph Stilwell ----------------------------------------- By: Joseph Stilwell General Partner STILWELL VALUE LLC /s/ Joseph Stilwell ----------------------------------------- By: Joseph Stilwell Managing and Sole Member JOSEPH STILWELL /s/ Joseph Stilwell ----------------------------------------- Joseph Stilwell