X0201 42003-08-07 0000049071 HUMANA INC HUM 0001112980 LORD JONATHAN T MD HUMANA INC. 500 WEST MAIN STREET LOUISVILLE KY 40202 0100Sr VP & Chief Innovation Off.Humana Common2003-08-074F03376916.16D66231DHumana Common1025ISee FootnoteOptions6.6252010-05-18Humana Common110000110000DOptions12.9952012-03-13Humana Common3000030000DOptions9.262013-03-13Humana Common5000050000DEach share of Common Stock contains a Right adopted on March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.Shares held for the benefit of reporting person as of July 31, 2003 under the Humana Retirement & Savings Plan including a routine disposition of shares to fund an administrative fee assessment under a Tax-Conditioned Plan, both exempt under Rule 16b-3(c).Right to buy pursuant to the Company's 1996 Stock Incentive Plan for Employees.Incentive and Non-Qualified stock options granted to reporting person on 5/18/00, NQ options vesting in two increments on 5/18/02 and 5/18/03, and ISO's vesting in three increments from 5/18/01 to 5/18/03.Incentive and Non-Qualified stock options granted to reporting person on 3/13/02, NQ options vesting in three increments from 3/13/03 to 3/13/05, and ISO's vesting in two increments on 3/13/04 and 3/13/05.Incentive and Non-Qualified stock options granted to reporting person on 3/13/03, NQ options vesting in three increments from 3/13/04 to 3/13/06, and ISO's vesting on 3/13/06.Jonathan T. Lord, M.D.2003-08-08