X0202 4/A 2005-09-28 2005-09-30 0 0001109740 CATUITY INC cttyc 0001250146 LOWRY JOHN H III 21972 HEATHERIDGE NORTHVILLE MI 48167 0 1 0 0 CFO Common Stock - Restricted 2005-09-28 4 A 0 20000 0 A 20000 D Common Stock 2003-12-22 4 A 0 0 0 A 6332 D Common Stock - Vested Options (right to buy) 115.2 2000-05-01 4 A 0 0 115.2 A 2000-05-01 2008-12-31 Common Stock 3336 3336 D Common Stock - Vested Options (right to buy) 115.2 2000-05-01 4 A 0 0 115.2 A 2000-09-30 2008-12-31 Common Stock 333 3669 D Common Stock - Vested Options (right to buy) 115.2 2000-05-01 4 A 0 0 115.2 A 2000-12-31 2008-12-31 Common Stock 333 4002 D Common Stock - Vested Options (right to buy) 115.2 2000-05-01 4 A 0 0 115.2 A 2002-12-31 2008-12-31 Common Stock 2664 6666 D Common Stock - Vested Options (right to buy) 57.6 2003-12-22 4 A 0 0 57.6 A 2003-12-22 2008-12-31 Common Stock 1667 8333 D Common Stock - Non-Vested Options (right to buy) 7.5 2005-06-20 4 A 0 0 7.5 A 2005-12-29 2010-06-20 Common Stock 8333 16666 D Common Stock - Non-Vested Options (right to buy) 10.52 2005-09-28 4 A 0 5000 10.52 A 2006-09-28 2015-09-20 Common Stock 5000 21666 D Common Stock - Non-Vested Options (right to buy) 10.52 2005-09-28 4 A 0 5000 10.52 A 2007-09-28 2015-09-20 Common Stock 5000 26666 D Shares were granted pursuant to the Employee Restricted Stock Plan (ERSP) 6,667 shares will vest when the 30 day average closing price on NASDAQ reaches $15.00/share 6,667 shares will vest when the 30 day average closing price on NASDAQ reaches $20.625/share 6,666 shares will vest when the 30 day average closing price on NASDAQ reaches $26.25/share No options or shares were acquired in the current transaction Options vested at a rate of 333 at the end of each calendar quarter, beginning 03/31/2001 through to the quarter ending 12/31/2002 John H. Lowry 2005-10-04