CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 11,969	$ 10,290
Interest bearing deposits with financial institutions	49,807	86,177
Cash and cash equivalents	61,776	96,467
Interest-bearing time deposits with financial institutions	1,553	1,423
Federal Reserve Bank and Federal Home Loan Bank Stock, at cost	10,729	11,154
Securities available for sale, at fair value	99,111	147,909
Loans held for sale (loans held for sale at fair value $138,301 and $41,990, respectively)	143,588	66,230
Loans (net of allowances of $14,648 and $15,627, respectively)	693,115	641,962
Investment in unconsolidated subsidiaries	682	682
Other real estate owned	34,086	37,421
Accrued interest receivable	2,608	2,505
Premises and equipment, net	1,272	977
Other assets	27,603	17,822
Total assets	1,076,123	1,024,552
Deposits:
Noninterest-bearing	170,011	164,382
Interest-bearing	686,995	697,665
Total deposits	857,006	862,047
Borrowings	69,000	49,000
Accrued interest payable	1,619	1,444
Other liabilities	11,254	7,909
Junior Subordinated Debentures	17,527	17,527
Total liabilities	956,406	937,927
Commitments and contingencies (Note 2)
Preferred stock, no par value, 2,000,000 shares authorized:
Common stock, no par value, 85,000,000 shares authorized, 16,658,296 and 12,273,003 shares issued and outstanding at June 30, 2012 and December 31, 2011, respectively	110,685	84,742
Retained Earnings (Accumulated deficit)	1,257	(5,921)
Accumulated other comprehensive loss	(972)	(2,043)
Total shareholders' equity	119,717	86,625
Total liabilities and shareholders' equity	1,076,123	1,024,552
Series A Convertible 10% Cumulative Preferred Stock
Preferred stock, no par value, 2,000,000 shares authorized:
Preferred Stock		1,100
Series B Convertible 8.4% Noncumulative Preferred Stock
Preferred stock, no par value, 2,000,000 shares authorized:
Preferred Stock	8,747	8,747
Series C 8.4% Noncumulative Preferred Stock
Preferred stock, no par value, 2,000,000 shares authorized:
Preferred Stock