CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash Flows From Operating Activities:
Net income	$ 4,631	$ 5,239
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	289	311
Provision for loan and lease losses	9,050	5,400
Amortization of premium on securities	97	113
Net amortization (accretion) of deferred fees and unearned income on loans	(4,069)	464
Net loss on sales of other real estate owned	0	66
Net loss on sale of other assets	124	42
Net gain on sale of Small Business Administration loans	(535)	(866)
Small Business Administration loan originations	(5,790)	(10,118)
Proceeds from sale of Small Business Administration loans	5,430	11,090
Stock-based compensation expense	642	835
Changes in operating assets and liabilities:
Net increase in accrued interest receivable	(1,558)	(118)
Net (increase) decrease in other assets	(1,519)	5,180
Net (increase) decrease in deferred taxes	(1,190)	2,802
Net decrease in income taxes receivable	361	662
Net increase (decrease) in accrued interest payable	(171)	23
Net decrease in other liabilities	(1,386)	(7,273)
Net cash provided by operating activities	4,406	13,852
Cash Flows From Investing Activities:
Net decrease in interest-bearing time deposits with financial institutions	573	0
Maturities of and principal payments received on securities available for sale and other stock	4,585	7,125
Purchase of securities available for sale and other stock	(3,000)	0
Proceeds from sale of securities available for sale and other stock	0	912
Purchase of other investments	(524)	(876)
Proceeds from sale of other real estate owned	0	1,107
Net increase in loans	(150,170)	(76,009)
Purchases of premises and equipment	(277)	(261)
Proceeds from sale of other assets	557	55
Net cash used in investing activities	(148,256)	(67,947)
Cash Flows From Financing Activities:
Net increase in deposits	207,980	77,094
Proceeds from borrowings	113,962	60,000
Payments of borrowings	(120,000)	(60,000)
Proceeds from exercise of common stock options	50	102
Net cash provided by financing activities	201,992	77,196
Net increase in cash and cash equivalents	58,142	23,101
Cash and Cash Equivalents, beginning of period	220,138	187,718
Cash and Cash Equivalents, end of period	278,280	210,819
Supplementary Cash Flow Information:
Cash paid for interest on deposits and other borrowings	7,491	12,364
Cash paid for income taxes	1,248	62
Noncash Investing Activities:
Transfer of loans into other assets	667	161
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 0	$ 12,625