CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 16,957	$ 17,409
Interest bearing deposits with financial institutions	261,323	202,729
Cash and cash equivalents	278,280	220,138
Interest-bearing time deposits with financial institutions	1,847	2,420
Federal Reserve Bank of San Francisco and Federal Home Loan Bank Stock, at cost	7,910	7,910
Securities available for sale, at fair value	27,626	28,344
Loans (net of allowances of $17,485 and $13,611, respectively)	1,263,367	1,117,511
Accrued interest receivable	5,653	4,095
Premises and equipment, net	837	1,117
Net deferred tax assets	9,339	8,434
Intangible assets	399	266
Other assets	27,283	25,919
Total assets	1,622,541	1,416,154
Deposits:
Noninterest-bearing	661,462	397,000
Interest-bearing	746,088	802,570
Total deposits	1,407,550	1,199,570
Borrowings	23,962	30,000
Accrued interest payable	227	398
Other liabilities	18,225	19,611
Junior subordinated debentures	17,527	17,527
Total liabilities	1,467,491	1,267,106
Commitments and contingencies (Note 11 and Note 14)
Shareholders’ equity:
Common stock, no par value, 85,000,000 shares of voting common stock and 2,000,000 shares of non-voting common stock authorized; 22,176,956 and 22,106,374 voting shares issued and outstanding at September 30, 2020 and December 31, 2019, respectively; 1,467,155 non-voting shares issued and outstanding at September 30, 2020 and December 31, 2019	154,262	153,570
Retained earnings (Accumulated deficit)	676	(3,955)
Accumulated other comprehensive income (loss)	112	(567)
Total shareholders’ equity	155,050	149,048
Total liabilities and shareholders’ equity	$ 1,622,541	$ 1,416,154