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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Cash Flows From Operating Activities:    
Net income (loss) $ (455) $ 3,610
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 198 213
Provision for loan and lease losses 9,050 3,300
Amortization of premium on securities 64 77
Net amortization (accretion) of deferred fees and unearned income on loans (1,544) 320
Net loss on sales of other real estate owned 0 66
Net loss on sale of other assets 47 36
Net gain on sale of Small Business Administration loans 0 (600)
Small Business Administration loan originations 0 (7,139)
Proceeds from sale of Small Business Administration loans 0 7,800
Stock-based compensation expense 426 419
Changes in operating assets and liabilities:    
Net increase in accrued interest receivable (1,334) (362)
Net decrease in other assets 147 5,675
Net (increase) decrease in deferred taxes (1,671) 1,872
Net decrease (increase) in income taxes receivable (233) 390
Net increase (decrease) in accrued interest payable (110) 136
Net decrease in other liabilities (1,479) (8,653)
Net cash provided by operating activities 3,106 7,160
Cash Flows From Investing Activities:    
Net decrease in interest-bearing time deposits with financial institutions 75 0
Maturities of and principal payments received on securities available for sale and other stock 3,044 3,669
Proceeds from sale of securities available for sale and other stock 0 912
Purchase of other investments 0 (877)
Proceeds from sale of other real estate owned 0 1,107
Net (increase) decrease in loans (240,156)  
Net (increase) decrease in loans   1,885
Purchases of premises and equipment (239) (96)
Proceeds from sale of other assets 93 55
Net cash provided by (used in) investing activities (237,183) 6,655
Cash Flows From Financing Activities:    
Net increase in deposits 228,956 63,628
Proceeds from borrowings 113,962 40,000
Payments of borrowings (70,000) (40,000)
Proceeds from exercise of common stock options 50 80
Net cash provided by financing activities 272,968 63,708
Net increase in cash and cash equivalents 38,891 77,523
Cash and Cash Equivalents, beginning of period 220,138 187,718
Cash and Cash Equivalents, end of period 259,029 265,241
Supplementary Cash Flow Information:    
Cash paid for interest on deposits and other borrowings 5,668 8,226
Cash paid for income taxes 1,248 62
Noncash Investing Activities:    
Transfer of loans into other assets 639 82
Right-of-use assets obtained in exchange for new operating lease liabilities $ 0 $ 9,919