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CONSOLIDATED STATEMENTS OF CASH FLOW (Unaudited) - USD ($)
6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash Flows From Operating Activities:    
Net (loss) income $ (4,426,000) $ 54,000
Adjustments to reconcile net (loss) income to net cash provided by operating activities:    
Depreciation and amortization 238,000 261,000
Provision for loan and lease losses 9,140,000 0
Amortization of premium on securities 142,000 163,000
Net amortization of deferred fees and unearned income on loans (193,000) (332,000)
Net gain on sales of other real estate owned (107,000) 0
Net gain on sale of premises and equipment 0 (27,000)
Net gain on sale of small business administration loans (40,000) 0
Small business administration loan originations (806,000) 0
Proceeds from sale of small business administration loans 840,000 0
Stock-based compensation expense 553,000 683,000
Tax effect of restricted stock vesting (16,000) (23,000)
Changes in operating assets and liabilities:    
Net (increase) decrease in accrued interest receivable (111,000) 331,000
Net decrease (increase) in other assets 263,000 (142,000)
Net increase in deferred taxes (3,371,000) 0
Net increase in income taxes receivable (2,000) (58,000)
Net decrease in accrued interest payable (75,000) (39,000)
Net decrease in other liabilities (1,334,000) (667,000)
Net cash provided by discontinued operations 0 0
Net cash provided by operating activities 695,000 204,000
Cash Flows From Investing Activities:    
Net decrease in interest-bearing time deposits with financial institutions 748,000 0
Maturities of and principal payments received on securities available for sale and other stock 3,914,000 4,130,000
Purchase of securities available for sale and other stock 0 (33,000)
Purchase of other investments (87,000) 0
Principal payments received on other investments 0 2,087,000
Proceeds from sale of other real estate owned 757,000 0
Net (increase) decrease in loans (31,430,000) 2,976,000
Purchases of premises and equipment (180,000) (329,000)
Proceeds from sale of premises and equipment 0 27,000
Net cash (used in) provided by investing activities (26,278,000) 8,858,000
Cash Flows From Financing Activities:    
Net increase (decrease) in deposits 42,829,000 (44,359,000)
Payments of borrowings 0 (9,500,000)
Proceeds from exercise of common stock options 365,000 1,241,000
Net cash provided by (used in) financing activities 43,194,000 (52,618,000)
Net increase (decrease) in cash and cash equivalents 17,611,000 (43,556,000)
Cash and Cash Equivalents, beginning of period 113,921,000 177,135,000
Cash and Cash Equivalents, end of period 131,532,000 133,579,000
Supplementary Cash Flow Information:    
Cash paid for interest on deposits and other borrowings 2,682,000 2,686,000
Cash paid for income taxes 2,000 58,000
Non-Cash Investing Activities:    
Transfer of loans into other real estate owned 0 280,000
Non-Cash Financing Activities:    
Series C Preferred Stock issued in connection with dividends on Series B Preferred Stock $ 0 $ 593,000