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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>0001209191-03-033458.txt : 20031203
<SEC-HEADER>0001209191-03-033458.hdr.sgml : 20031203
<ACCEPTANCE-DATETIME>20031203164217
ACCESSION NUMBER:		0001209191-03-033458
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031202
FILED AS OF DATE:		20031203

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			FLANAGAN KATHLEEN
		CENTRAL INDEX KEY:			0001230837

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-30791
		FILM NUMBER:		031035645

	MAIL ADDRESS:	
		STREET 1:		GAINEY CENTER II
		STREET 2:		8501 N SCOTTSDALE ROAD STE 300
		CITY:			SCOTTSDALE
		STATE:			AZ
		ZIP:			85253

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EFUNDS CORP
		CENTRAL INDEX KEY:			0001109190
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				391506286
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		8501 N. SCOTTSDALE RD
		STREET 2:		GAINEY CENTER II, SUITE 300
		CITY:			SCOTTSDALE
		STATE:			AZ
		ZIP:			85253
		BUSINESS PHONE:		6026592135

	MAIL ADDRESS:	
		STREET 1:		8501 N. SCOTTSDALE RD
		STREET 2:		GAINEY CENTER II, SUITE 300
		CITY:			SCOTTSDALE
		STATE:			AZ
		ZIP:			85253
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-12-02</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001109190</issuerCik><issuerName>EFUNDS CORP</issuerName>        <issuerTradingSymbol>EFDS</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001230837</rptOwnerCik><rptOwnerName>FLANAGAN KATHLEEN</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>8501 N. SCOTTSDALE ROAD</rptOwnerStreet1><rptOwnerStreet2>SUITE 300</rptOwnerStreet2><rptOwnerCity>SCOTTSDALE</rptOwnerCity><rptOwnerState>AZ</rptOwnerState><rptOwnerZipCode>85253</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>SVP,Outsourcing Solutions</officerTitle></reportingOwnerRelationship></reportin
gOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-12-02</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>19166.0000</value></transactionShares><transactionPricePerShare><value>9.1000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>19166.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Co
mmon Stock (19,166)</value></securityTitle><transactionDate><value>2003-12-02</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>19166.0000</value></transactionShares><transactionPricePerShare><value>17.5000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Option (right to buy) (57,500)</value><foot
noteId id="F1" /></securityTitle><conversionOrExercisePrice><value>9.1000</value></conversionOrExercisePrice><transactionDate><value>2002-12-02</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>19166.0000</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-12-02</value></exerciseDate><expirationDate><value>2012-12-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>19166.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmount
s><sharesOwnedFollowingTransaction><value>37834.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">Options were granted under the Company's Stock Incentive Plan on December 2, 2002 (57,500 shares @ $9.10 per share; 19,166 shares exercised on 12/2/03).  The option has a term of ten years from the date of grant.  One-third of the option vests and becomes exercisable on each of the succeeding anniversaries of the date of grant if, subject to certain exceptions, the holder continues to provide services to the Company through the applicable vesting date.  The vesting of the option is subject to acceleration upon the approved retirement of the holder, termination of the holder, termination of the holder's services without cause, the death or disabililty of the holder and any change in control of the Company.</footnote></
footnotes><remarks></remarks><ownerSignature><signatureName>/s/Kathleen Flanagan</signatureName><signatureDate>2003-12-03</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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