CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities:
Net income	$ 2,647	$ 1,432
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses		495
Increase (decrease) in deferred loan origination fees and costs, net	305	(64)
Depreciation and amortization	48	219
Gain on sale of investment securities	(172)	(38)
Amortization of investment security premiums and discounts, net	764	304
Increase in cash surrender values of life insurance policies	(61)	(84)
Stock based compensation expense	90	98
Decrease (increase) in accrued interest receivable and other assets	651	(407)
Decrease in accrued interest payable and other liabilities	(239)	(2,380)
Net cash provided by (used in) operating activities	4,033	(425)
Cash flows from investing activities:
Proceeds from the sale of available-for-sale investment securities	11,048	4,229
Proceeds from matured available-for-sale investment securities	734
Purchases of available-for-sale investment securities	(22,793)	(4,987)
Proceeds from principal repayments for available-for-sale investment securities	15,446	10,848
Proceeds from principal repayments for held-to-maturity investment securities	2	8
Net decrease in loans	4,115	8,164
Purchases of loans	(1,285)	(2,837)
Purchases of equipment	(2)	(24)
Net cash provided by investing activities	7,265	15,401
Cash flows from financing activities:
Net increase in demand, interest-bearing and savings deposits	38,552	1,193
Net increase (decrease) in time deposits	5,840	(2,894)
Increase in short term borrowing		(4,000)
Proceeds from exercised options	15
Cash dividends paid	(416)	(413)
Net cash provided by (used in) financing activities	43,991	(6,114)
Increase in cash and cash equivalents	55,289	8,862
Cash and cash equivalents at beginning of year	42,509	17,810
Cash and cash equivalents at end of period	97,798	26,672
Cash paid during the year for:
Interest expense	227	533
Income taxes