CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 14,030	$ 15,258
Interest-bearing deposits in banks	28,479	2,552
Total cash and cash equivalents	42,509	17,810
Investment securities (Note 5):
Available-for-sale, at fair value	306,966	261,965
Held-to-maturity, at amortized cost; fair value of $13 in 2020 and $266 in 2019	12	248
Loans, less allowance for loan losses of $6,628 in 2020 and $5,138 in 2019 (Notes 6, 7, 12 and 17)	471,853	393,802
Premises and equipment, net (Note 8)	1,002	1,191
Federal Home Loan Bank of San Francisco stock	4,212	4,259
Other real estate owned, net	800	846
Goodwill (Note 4)	16,321	16,321
Bank-owned life insurance (Note 16)	16,101	15,763
Accrued interest receivable and other assets (Notes 11 and 16)	9,215	8,148
Assets	868,991	720,353
Deposits:
Noninterest-bearing	330,095	227,055
Interest-bearing (Note 9)	414,082	377,782
Total deposits	744,177	604,837
Short-term borrowings (Note 10)	7,000	9,000
Long-term borrowings (Note 10)	13,787	10,500
Accrued interest payable and other liabilities (Note 16)	10,932	13,107
Total liabilities	775,896	637,444
Shareholders’ equity (Notes 13 and 14):
Common stock - no par value; 20,000,000 shares authorized; issued and outstanding - 5,937,529 shares in 2020 and 5,898,878 shares in 2019	30,961	30,536
Retained earnings	55,978	50,581
Accumulated other comprehensive income, net of taxes (Note 5)	6,156	1,792
Total shareholders’ equity	93,095	82,909
Liabilities And Shareholders' Equity	$ 868,991	$ 720,353