CONSOLIDATED BALANCE SHEET (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 24,634	$ 38,467
Federal funds sold	10,000	0
Total cash and cash equivalents	34,634	38,467
Interest-bearing deposits in banks	1,746	1,746
Investment securities:
Available-for-sale, at fair value	277,269	262,322
Held-to-maturity, at amortized cost	311	378
Loans and leases, less allowance for loan and lease losses of $4,332 at September 30, 2018 and $4,478 at December 31, 2017	310,322	308,713
Premises and equipment, net	1,072	1,158
Federal Home Loan Bank stock	3,932	3,932
Goodwill and other intangible assets	16,321	16,321
Other real estate owned	961	961
Bank owned life insurance	15,350	15,122
Accrued interest receivable and other assets	8,076	6,502
Total Assets	669,994	655,622
Deposits:
Noninterest bearing	209,322	215,528
Interest-bearing	366,498	340,552
Total deposits	575,820	556,080
Short-term borrowings	6,500	3,500
Long-term borrowings	9,000	12,000
Accrued interest payable and other liabilities	6,939	7,121
Total liabilities	598,259	578,701
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; none Outstanding	0	0
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding – 5,864,802 shares at September 30, 2018 and 6,132,362 shares at December 31, 2017	30,165	34,463
Retained earnings	45,660	42,779
Accumulated other comprehensive income, net of taxes	(4,090)	(321)
Total shareholders' equity	71,735	76,921
Total liabilities and shareholders' euity	$ 669,994	$ 655,622