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CONSOLIDATED BALANCE SHEET - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 38,467 $ 27,589
Interest-bearing deposits in banks 1,746 999
Investment securities (Note 5):    
Available-for-sale, at fair value 262,322 254,020
Held-to-maturity, at amortized cost; fair value of $404 in 2017 and $521 in 2016 378 483
Loans and leases, less allowance for loan and lease losses of $4,478 in 2017 and $4,822 in 2016 (Notes 6, 7, 12 and 17) 308,713 324,086
Premises and equipment, net (Note 8) 1,158 1,362
Federal Home Loan Bank of San Francisco stock 3,932 3,779
Other real estate owned, net 961 1,348
Goodwill (Note 4) 16,321 16,321
Bank-owned life insurance (Note 16) 15,122 14,805
Accrued interest receivable and other assets (Notes 11 and 16) 6,502 6,658
Total Assets 655,622 651,450
Deposits:    
Noninterest-bearing 215,528 201,113
Interest-bearing (Note 9) 340,552 343,693
Total deposits 556,080 544,806
Short-term borrowings (Note 10) 3,500 3,500
Long-term borrowings (Note 10) 12,000 12,000
Accrued interest payable and other liabilities (Note 16) 7,121 7,294
Total liabilities 578,701 567,600
Commitments and contingencies (Note 12)
Shareholders' equity (Notes 13 and 14):    
Common stock - no par value; 20,000,000 shares authorized; issued and outstanding – 6,132,362 shares in 2017 and 6,661,726 shares in 2016 34,463 42,484
Retained earnings 42,779 40,822
Accumulated other comprehensive (loss) income, net of taxes (Note 5) (321) 544
Total shareholders' equity 76,921 83,850
Total liabilities and shareholders' euity $ 655,622 $ 651,450