7. ALLOWANCE FOR LOAN AND LEASE LOSSES - Allowance for loan and lease losses (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for Loan and Lease Losses Beginning balance	$ 5,346	$ 5,781	$ 7,041
Provision for loan losses	(541)	200	1,365
Loans charged off	(76)	(938)	(2,854)
Recoveries	572	303	229
Ending balance allocated to portfolio segments	5,301	5,346	5,781
Ending balance:Individually evaluated for impairment	1,603	1,598	1,595
Ending balance: Collectively evaluated for impairment	3,698	3,748	4,186
Loans Ending balance	263,645	257,406	258,129
Ending balance: Individually evaluated for impairment	25,120	27,034	26,553
Ending balance: Collectively evaluated for impairment	238,525	230,372	231,576
Commercial
Allowance for Loan and Lease Losses Beginning balance	885	1,351	1,536
Provision for loan losses	289	(304)	96
Loans charged off		(377)	(302)
Recoveries	256	215	21
Ending balance allocated to portfolio segments	1,430	885	1,351
Ending balance:Individually evaluated for impairment	344	392	480
Ending balance: Collectively evaluated for impairment	1,086	493	871
Loans Ending balance	25,186	24,545	30,811
Ending balance: Individually evaluated for impairment	769	1,736	2,828
Ending balance: Collectively evaluated for impairment	24,417	22,809	27,983
Real estate-commercial
Allowance for Loan and Lease Losses Beginning balance	2,401	2,526	3,156
Provision for loan losses	(135)	327	347
Loans charged off		(476)	(1,124)
Recoveries	51	24	147
Ending balance allocated to portfolio segments	2,317	2,401	2,526
Ending balance:Individually evaluated for impairment	949	792	786
Ending balance: Collectively evaluated for impairment	1,368	1,609	1,740
Loans Ending balance	193,871	184,204	180,126
Ending balance: Individually evaluated for impairment	20,457	19,919	19,105
Ending balance: Collectively evaluated for impairment	173,414	164,285	161,021
Real estate-multi-family
Allowance for Loan and Lease Losses Beginning balance	242	238	198
Provision for loan losses	(205)	4	45
Loans charged off			(8)
Recoveries	93		3
Ending balance allocated to portfolio segments	130	242	238
Ending balance:Individually evaluated for impairment	38	108	122
Ending balance: Collectively evaluated for impairment	92	134	116
Loans Ending balance	14,167	11,085	9,155
Ending balance: Individually evaluated for impairment	496	1,650	1,681
Ending balance: Collectively evaluated for impairment	13,671	9,435	7,474
Real estate-construction
Allowance for Loan and Lease Losses Beginning balance	542	594	582
Provision for loan losses	39	(73)	367
Loans charged off			(377)
Recoveries	2	21	22
Ending balance allocated to portfolio segments	583	542	594
Ending balance:Individually evaluated for impairment
Ending balance: Collectively evaluated for impairment	583	542	594
Loans Ending balance	8,028	9,633	6,918
Ending balance: Individually evaluated for impairment		248	263
Ending balance: Collectively evaluated for impairment	8,028	9,385	6,655
Real Estate Residential
Allowance for Loan and Lease Losses Beginning balance	825	477	609
Provision for loan losses	(443)	363	35
Loans charged off		(58)	(167)
Recoveries	17	43
Ending balance allocated to portfolio segments	399	825	477
Ending balance:Individually evaluated for impairment	237	276	179
Ending balance: Collectively evaluated for impairment	162	549	298
Loans Ending balance	13,309	17,703	17,701
Ending balance: Individually evaluated for impairment	2,862	3,316	2,429
Ending balance: Collectively evaluated for impairment	10,447	14,387	15,272
Leases
Allowance for Loan and Lease Losses Beginning balance	4	3	79
Provision for loan losses	(5)	2	(73)
Loans charged off		(1)	(9)
Recoveries	3		6
Ending balance allocated to portfolio segments	2	4	3
Ending balance:Individually evaluated for impairment
Ending balance: Collectively evaluated for impairment	2	4	3
Loans Ending balance	1,286	1,344	1,509
Ending balance: Individually evaluated for impairment
Ending balance: Collectively evaluated for impairment	1,286	1,344	1,509
Agriculture
Allowance for Loan and Lease Losses Beginning balance	80	87	167
Provision for loan losses	(18)	(7)	282
Loans charged off			(362)
Recoveries
Ending balance allocated to portfolio segments	62	80	87
Ending balance:Individually evaluated for impairment	13
Ending balance: Collectively evaluated for impairment	49	80	87
Loans Ending balance	2,882	3,120	3,340
Ending balance: Individually evaluated for impairment	381
Ending balance: Collectively evaluated for impairment	2,501	3,120	3,340
Consumer
Allowance for Loan and Lease Losses Beginning balance	161	262	348
Provision for loan losses	(111)	(75)	389
Loans charged off	(76)	(26)	(505)
Recoveries	150		30
Ending balance allocated to portfolio segments	124	161	262
Ending balance:Individually evaluated for impairment	22	30	28
Ending balance: Collectively evaluated for impairment	102	131	234
Loans Ending balance	4,916	5,772	8,569
Ending balance: Individually evaluated for impairment	155	165	247
Ending balance: Collectively evaluated for impairment	4,761	5,607	8,322
Unallocated
Allowance for Loan and Lease Losses Beginning balance	206	243	366
Provision for loan losses	48	(37)	(123)
Loans charged off
Recoveries
Ending balance allocated to portfolio segments	254	206	243
Ending balance:Individually evaluated for impairment
Ending balance: Collectively evaluated for impairment	254	206	243
Loans Ending balance
Ending balance: Individually evaluated for impairment
Ending balance: Collectively evaluated for impairment

A valuation allowance for financing receivables that are expected to be uncollectible.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

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The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

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Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

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Amount of recovery of financing receivables doubtful of collection that were previously charged off.

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Amount of direct write-downs of financing receivables charged against the allowance.

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The balance of financing receivables that were collectively evaluated for impairment.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.

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-Number 210

-Section 04

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