CONSOLIDATED STATEMENTS OF INCOME (Unaudited) In Thousands, except Per Share data, unless otherwise specified (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income:
Interest and fees on loans	$ 3,455	$ 3,642
Interest on deposits in banks	1	1
Interest and dividends on investment securities:
Taxable	1,339	788
Exempt from Federal income taxes	201	220
Total interest income	4,996	4,651
Interest expense:
Interest on deposits	262	331
Interest on borrowings	42	76
Total interest expense	304	407
Net interest income	4,692	4,244
Provision for loan and lease losses		100
Net interest income after provision for loan and lease losses	4,692	4,144
Noninterest income:
Service charges on deposit accounts	156	151
Gain on life insurance death benefit		118
Rental income from OREO properties	107	92
Other noninterest income	239	264
Total noninterest income	502	625
Noninterest expense:
Salaries and employee benefits	2,120	2,217
Occupancy	307	301
Furniture and equipment	178	194
Federal Deposit Insurance Corporation assessments	103	126
Expenses related to other real estate owned	(1)	305
Other expense	946	859
Total noninterest expense	3,653	4,002
Income before provision for income taxes	1,541	767
Provision for income taxes	535	145
Net income	$ 1,006	$ 622
Basic earnings per share	$ 0.12	$ 0.07
Diluted earnings per share	$ 0.12	$ 0.07
Cash dividends per share	$ 0.00	$ 0.00