CONSOLIDATED STATEMENT OF INCOME (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:
Interest and fees on loans	$ 3,541	$ 4,101	$ 10,699	$ 12,655
Interest on deposits in banks	1	2	2	8
Interest and dividends on investment securities:
Taxable	1,004	1,007	2,597	2,828
Exempt from Federal income taxes	210	224	652	673
Dividends	1		9	4
Total interest income	4,757	5,334	13,959	16,168
Interest expense:
Interest on deposits	286	395	918	1,248
Interest on borrowings	75	75	225	206
Total interest expense	361	470	1,143	1,454
Net interest income	4,396	4,864	12,816	14,714
Provision for loan and lease losses		410	200	1,365
Net interest income after provision for loan and lease losses	4,396	4,454	12,616	13,349
Noninterest income:
Service charges on deposit accounts	140	173	438	563
Gain on sale of securities	16	1	19	76
Income from other real estate owned properties	79	261	242	653
Other noninterest income	227	277	836	807
Total noninterest income	462	712	1,535	2,099
Noninterest expense:
Salaries and employee benefits	2,020	2,104	6,413	6,339
Occupancy	301	299	897	893
Furniture and equipment	194	214	579	606
Federal Deposit Insurance Corporation assessments	109	140	220	422
Expenses related to other real estate owned	137	573	637	1,415
Other expense	775	889	2,404	2,707
Total noninterest expense	3,536	4,219	11,150	12,382
Income before provision for income taxes	1,322	947	3,001	3,066
Provision for income taxes	429	167	834	729
Net income	$ 893	$ 780	$ 2,167	$ 2,337
Basic earnings per share (in dollars per share)	$ 0.10	$ 0.08	$ 0.24	$ 0.24
Diluted earnings per share (in dollars per share)	$ 0.10	$ 0.08	$ 0.24	$ 0.24
Cash dividends per share (in dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00