CONSOLIDATED BALANCE SHEET (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 35,152	$ 55,461
Interest-bearing deposits in banks	1,000	750
Investment securities:
Available-for-sale, at fair value	268,614	231,839
Held-to-maturity, at amortized cost	1,303	2,117
Loans and leases, less allowance for loan and lease losses of $5,567 at September 30, 2013 and $5,781 at December 31, 2012	249,730	252,118
Premises and equipment, net	1,581	1,888
Federal Home Loan Bank stock	3,248	3,254
Goodwill and other intangible assets	16,321	16,321
Other real estate owned	5,624	12,237
Bank owned life insurance	12,618	12,858
Accrued interest receivable and other assets	7,050	7,546
Total assets	602,241	596,389
Deposits:
Noninterest bearing	144,673	151,201
Interest-bearing	345,911	327,055
Total deposits	490,584	478,256
Short-term borrowings	8,000	2,000
Long-term borrowings	8,000	16,000
Accrued interest payable and other liabilities	5,886	6,139
Total liabilities	512,470	502,395
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value; 20,000,000 shares authorized; none outstanding
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding - 8,833,562 shares at September 30, 2013 and 9,327,203 shares at December 31, 2012	64,168	67,977
Retained earnings	23,899	21,732
Accumulated other comprehensive income, net of taxes	1,704	4,285
Total shareholders' equity	89,771	93,994
Total liabilities and equity	$ 602,241	$ 596,389