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CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Cash flows from operating activities:      
Net income $ 1,274 $ 1,557 $ 3,207
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan and lease losses 200 955  
Increase (decrease) in deferred loan origination fees, net 16 (70)  
Depreciation and amortization 266 816  
Gain on sale and call of investment securities (3) (75)  
Amortization of investment security premiums and discounts, net 2,915 2,060  
Gain on life insurance death benefit (118)    
Increase in cash surrender values of life insurance policies (5) (132)  
Stock based compensation expense 63 79  
Loss on sale and write-down of other real estate owned 208 373  
Decrease in accrued interest receivable and other assets 2,518 403  
(Decrease) increase in accrued interest payable and other liabilities (705) 1,642  
Net cash provided by operating activities 6,629 7,608  
Cash flows from investing activities:      
Proceeds from the sale of available-for-sale investment securities 5,822 5,543  
Proceeds from matured available-for-sale investment securities 185 665  
Proceeds from called available-for-sale investment securities   195  
Purchases of available-for-sale investment securities (68,408) (43,475)  
Proceeds from principal repayments for available- for-sale investment securities 31,731 23,284  
Proceeds from principal repayments for held-to- maturity investment securities 621 964  
Net (increase) decrease in interest-bearing deposits in banks (250) 250  
Net decrease in loans 3,692 11,886  
Proceeds from sale of other real estate 4,529 807  
Capitalized additions to other real estate (187)    
Death benefit from life insurance policy 419    
Net decrease (increase) in FHLB stock 6 (161)  
Purchases of equipment (51) (152)  
Net cash used in investing activities (21,891) (194)  
Cash flows from financing activities:      
Net (decrease) increase in demand, interest-bearing and savings deposits (10,067) 9,032  
Net (decrease) increase in time deposits (532) 4,237  
Net increase (decrease) in short-term borrowings 6,000 (3,000)  
Net decrease in long-term borrowings (8,000) (2,000)  
Cash paid to repurchase common stock (3,906) (4,194)  
Net cash (used in) provided by financing activities (16,505) 4,075  
(Decrease) increase in cash and cash equivalents (31,767) 11,489  
Cash and cash equivalents at beginning of year 55,461 23,768 23,768
Cash and cash equivalents at end of period $ 23,694 $ 35,257 $ 55,461