7. TROUBLED DEBT RESTRUCTURINGS (Tables)

6 Months Ended

Jun. 30, 2013

Troubled Debt Restructuring Note, Debtor [Abstract]

Schedule of loans by class modified as troubled debt restructurings

			Pre-		Post-
			Modification		Modification
			Outstanding		Outstanding
	Number		Recorded		Recorded
	of Loans		Investment		Investment
Troubled debt restructurings:
Real estate – commercial		3	$	762	$	722
Total		3	$	762	$	722

			Pre-		Post-
			Modification		Modification
			Outstanding		Outstanding
	Number		Recorded		Recorded
	of Loans		Investment		Investment
Troubled debt restructurings:
Real estate – commercial		4	$	1,200	$	1,160
Total		4	$	1,200	$	1,160

			Pre-		Post-
			Modification		Modification
			Outstanding		Outstanding
	Number		Recorded		Recorded
	of Loans		Investment		Investment
Troubled debt restructurings:
Commercial		4	$	646	$	646
Real estate – commercial		4		1,299		1,299
Real estate – multi-family		1		274		274
Total		9	$	2,219	$	2,219

 

			Pre-		Post-
			Modification		Modification
			Outstanding		Outstanding
	Number		Recorded		Recorded
	of Loans		Investment		Investment
Troubled debt restructurings:
Commercial		5	$	693	$	693
Real estate – commercial		6		3,509		3,509
Real estate – multi-family		2		539		539
Real estate – residential		3		921		808
Other – agriculture		1		410		410
Other – consumer		2		31		31
Total		19	$	6,103	$	5,990

Schedule of payment defaults on troubled debt restructurings

Six months ended June 30, 2013	Number		Recorded
	of Loans		Investment
Troubled debt restructurings that subsequently defaulted:
Commercial		1	$	513
Total		1	$	513

Three months ended June 30, 2012	Number		Recorded
	of Loans		Investment
Troubled debt restructurings that subsequently defaulted:
Real estate-commercial		2	$	1,097
Consumer		1		5
Total		3	$	1,102

Six months ended June 30, 2012	Number		Recorded
	of Loans		Investment
Troubled debt restructurings that subsequently defaulted:
Real estate – commercial		6	$	2,357
Commercial		1		863
Consumer		1		5
Total		8	$	3,225