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CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Cash flows from operating activities:      
Net income $ 622 $ 712 $ 3,207
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan and lease losses 100 580  
Increase (decrease) in deferred loan origination fees, net 3 (42)  
Depreciation and amortization 134 200  
Gain on sale and call of investment securities    (64)  
Amortization of investment security premiums and discounts, net 1,422 982  
Gain on life insurance death benefit (118)     
Decrease (increase) in cash surrender values of life insurance policies 46 (65)  
Stock based compensation expense 33 33  
Loss on sale and write-down of other real estate owned 93 161  
Decrease in accrued interest receivable and other assets 1,157 492  
Decrease in accrued interest payable and other liabilities (467) (383)  
Net cash provided by operating activities 3,025 2,606  
Cash flows from investing activities:      
Proceeds from the sale of available-for-sale investment securities   4,713  
Proceeds from matured available-for-sale investment securities   165  
Proceeds from called available-for-sale investment securities   195  
Purchases of available-for-sale investment securities (27,425) (10,755)  
Proceeds from principal repayments for available- for-sale investment securities 15,528 11,220  
Proceeds from principal repayments for held-to- maturity investment securities 218 449  
Net decrease in loans 6,091 5,961  
Proceeds from sale of other real estate 3,743 467  
Capitalized additions to other real estate (112)    
Death benefit from life insurance policy 419    
Purchases of equipment (44) (75)  
Net cash (used in) provided by investing activities (1,582) 12,340  
Cash flows from financing activities:      
Net (decrease) increase in demand, interest-bearing and savings deposits (7,477) 11,556  
Net increase in time deposits 77 2,741  
Net decrease in other borrowings   (5,000)  
Cash paid to repurchase common stock (1,657) (1,044)  
Net cash (used in) provided by financing activities (9,057) 8,253  
(Decrease) increase in cash and cash equivalents (7,614) 23,199  
Cash and cash equivalents at beginning of year 55,461 23,768 23,768
Cash and cash equivalents at end of period $ 47,847 $ 46,967 $ 55,461