CONSOLIDATED STATEMENT OF INCOME (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Interest and fees on loans	$ 3,642	$ 4,316
Interest on deposits in banks	1	3
Interest and dividends on investment securities:
Taxable	788	965
Exempt from Federal income taxes	220	226
Dividends
Total interest income	4,651	5,510
Interest expense:
Interest on deposits	331	435
Interest on borrowings	76	67
Total interest expense	407	502
Net interest income	4,244	5,008
Provision for loan and lease losses	100	580
Net interest income after provision for loan and lease losses	4,144	4,428
Noninterest income:
Service charges on deposit accounts	151	196
Gain on sale of securities
Gain on life insurance death benefit	118	64
Rental income from OREO properties	92	233
Other noninterest income	264	200
Total noninterest income	625	693
Noninterest expense:
Salaries and employee benefits	2,217	2,203
Occupancy	301	296
Furniture and equipment	194	190
Federal Deposit Insurance Corporation assessments	126	142
Expenses related to other real estate owned	305	374
Other expense	859	907
Total noninterest expense	4,002	4,112
Income before provision for income taxes	767	1,009
Provision for income taxes	145	297
Net income	$ 622	$ 712
Basic earnings per share	$ 0.07	$ 0.07
Diluted earnings per share	$ 0.07	$ 0.07
Cash dividends per share	$ 0.00	$ 0.00