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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:      
Net income $ 3,207 $ 2,504 $ 476
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan and lease losses 1,365 3,625 7,365
Decrease in deferred loan and lease origination fees, net (72) (125) (173)
Depreciation and amortization 784 739 785
Amortization of investment security premiums and discounts, net 4,333 2,484 2,689
Provision for accounts receivable servicing receivable allowance for losses     (4)
Gain on sale and call of investment securities (93) (353) (7)
Increase in cash surrender value of life insurance policies (1,566) (273) (277)
Provision for deferred income taxes 454 (438) (327)
Stock-based compensation expense 155 202 236
Loss on sale/write-down of other real estate owned 1,571 1,319 908
Decrease in accrued interest receivable and other assets 128 265 4,031
Increase (decrease) in accrued interest payable and other liabilities 5 (1,140) 1,456
Net cash provided by operating activities 10,271 8,809 17,158
Cash flows from investing activities:      
Proceeds from the sale of available-for-sale investment securities 15,567 9,706 9,032
Proceeds from called available-for-sale investment securities 195 1,365 670
Proceeds from matured available-for-sale investment securities 825 430 3,365
Purchases of available-for-sale investment securities (96,475) (93,208) (90,443)
Proceeds from principal repayments for available-for-sale mortgage-backed securities 53,727 28,445 19,204
Proceeds from principal repayments for held-to-maturity mortgage-backed securities 1,898 2,156 6,310
Net decrease (increase) in interest-bearing deposits in banks 500 998 (2,248)
Net decrease in loans and leases 31,066 32,784 26,307
Net proceeds from sale of other real estate owned 3,637 1,705 3,195
Purchases of equipment (134) (849) (475)
Net (increase) decrease in FHLB stock (161) 393 436
Net cash provided by (used in) investing activities 10,645 (16,075) (24,647)
Cash flows from financing activities:      
Net increase in demand, interest-bearing and savings deposits 16,713 9,678 18,554
Net decrease in time deposits (742) (12,515) (23,187)
Cash paid to repurchase common stock (4,194)    
Increase (decrease) in long-term borrowings 2,000 4,000 (7,000)
Decrease in short-term borrowings (3,000) (2,000) (7,500)
Net cash provided by (used in) financing activities 10,777 (837) (19,133)
Increase (decrease) in cash and cash equivalents 31,693 (8,103) (26,622)
Cash and cash equivalents at beginning of year 23,768 31,871 58,493
Cash and cash equivalents at end of year 55,461 23,768 31,871
Cash paid during the year for:      
Interest expense 1,958 2,650 3,526
Income taxes 1,395 1,250 190
Non-cash investing activities:      
Real estate acquired through foreclosure $ 9,388 $ 9,489 $ 4,274