CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Dec. 31, 2011
Cash flows from operating activities:
Net income	$ 2,337,000	$ 1,476,000	$ 2,504,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	1,365,000	3,625,000
Decrease in deferred loan origination fees, net	(89,000)	(111,000)
Depreciation and amortization	606,000	546,000
Gain on sale and call of investment securities	(76,000)	(353,000)
Amortization of investment security premiums and discounts, net	3,143,000	1,678,000
Increase in cash surrender values of life insurance policies	(199,000)	(206,000)
Stock based compensation expense	125,000	156,000
Loss on sale and write-down of other real estate owned	1,224,000	449,000
Decrease in accrued interest receivable and other assets	524,000	344,000
Decrease in accrued interest payable and other liabilities	(147,000)	(1,255,000)
Net cash provided by operating activities	8,813,000	6,349,000
Cash flows from investing activities:
Proceeds from the sale of available-for-sale investment securities	8,500,000	9,706,000
Proceeds from matured available-for-sale investment securities	825,000	315,000
Proceeds from called available-for-sale investment securities	195,000	1,180,000
Purchases of available-for-sale investment securities	(67,485,000)	(47,157,000)
Proceeds from principal repayments for available-for-sale investment securities	38,165,000	19,048,000
Proceeds from principal repayments for held-to- maturity investment securities	1,274,000	1,659,000
Net decrease in interest-bearing deposits in banks	250,000	499,000
Net decrease in loans	14,173,000	25,936,000
Proceeds from sale of other real estate	1,371,000	888,000
Net (increase) decrease in FHLB stock	(161,000)	393,000
Purchases of equipment	(283,000)	(592,000)
Net cash (used in) provided by investing activities	(3,176,000)	11,875,000
Cash flows from financing activities:
Net increase in demand, interest-bearing and savings deposits	2,680,000	9,456,000
Net increase (decrease) in time deposits	1,760,000	(10,989,000)
Net decrease in short-term borrowings	(3,000,000)	(2,000,000)
Net increase in long-term borrowings	2,000,000	4,000,000
Cash paid to repurchase common stock	(4,194,000)
Net cash (used in) provided by financing activities	(754,000)	467,000
Increase in cash and cash equivalents	4,883,000	18,691,000
Cash and cash equivalents at beginning of year	23,768,000	31,871,000	31,871,000
Cash and cash equivalents at end of period	$ 28,651,000	$ 50,562,000	$ 23,768,000