CONSOLIDATED STATEMENT OF INCOME (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income:
Interest and fees on loans	$ 4,101	$ 4,777	$ 12,655	$ 14,619
Interest on deposits in banks	2	7	8	18
Interest and dividends on investment securities:
Taxable	1,007	1,099	2,828	3,251
Exempt from Federal income taxes	224	187	673	503
Dividends			4
Total interest income	5,334	6,070	16,168	18,391
Interest expense:
Interest on deposits	395	541	1,248	1,764
Interest on borrowings	75	99	206	279
Total interest expense	470	640	1,454	2,043
Net interest income	4,864	5,430	14,714	16,348
Provision for loan and lease losses	410	550	1,365	3,625
Net interest income after provision for loan and lease losses	4,454	4,880	13,349	12,723
Noninterest income:
Service charges on deposit accounts	173	185	563	568
Gain on sale of securities	1	326	76	353
Rental income from OREO properties	261		653
Other noninterest income	277	239	807	716
Total noninterest income	712	750	2,099	1,637
Noninterest expense:
Salaries and employee benefits	2,104	2,219	6,339	6,342
Occupancy	299	275	893	842
Furniture and equipment	214	167	606	528
Federal Deposit Insurance Corporation assessments	140	172	422	712
Expenses related to other real estate owned	573	260	1,415	969
Other expense	889	893	2,707	2,841
Total noninterest expense	4,219	3,986	12,382	12,234
Income before provision for income taxes	947	1,644	3,066	2,126
Provision for income taxes	167	595	729	650
Net income	$ 780	$ 1,049	$ 2,337	$ 1,476
Basic earnings per share (in Dollars per share)	$ 0.08	$ 0.11	$ 0.24	$ 0.15
Diluted earnings per share (in Dollars per share)	$ 0.08	$ 0.11	$ 0.24	$ 0.15
Cash dividends per share (in Dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00