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CONSOLIDATED STATEMENT OF INCOME (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest income:    
Interest and fees on loans$ 4,777$ 5,466$ 14,619$ 16,883
Interest on deposits in banks7 18 
Interest and dividends on investment securities:    
Taxable1,0997213,2512,160
Exempt from Federal income taxes187157503488
Total interest income6,0706,34418,39119,531
Interest expense:    
Interest on deposits5417181,7642,277
Interest on borrowings99120279394
Total interest expense6408382,0432,671
Net interest income5,4305,50616,34816,860
Provision for loan and lease losses5502,0253,6255,677
Net interest income after provision for loan and lease losses4,8803,48112,72311,183
Noninterest income:    
Service charges on deposit accounts185201568666
Gain (loss) on sale of securities3261353(4)
Other noninterest income239239716700
Total noninterest income7504411,6371,362
Noninterest expense:    
Salaries and employee benefits2,2191,9266,3425,900
Occupancy275314842979
Furniture and equipment167169528546
Federal Deposit Insurance Corporation assessments1723837121,061
Other real estate owned expense260159969743
Other expense8931,0212,8412,983
Total noninterest expense3,9863,97212,23412,212
Income (loss) before provision for (benefit from) income taxes1,644(50)2,126333
Provision for (benefit from) income taxes595(89)650(66)
Net income$ 1,049$ 39$ 1,476$ 399
Basic earnings per share (in Dollars per share)$ 0.11$ 0.00$ 0.15$ 0.04
Diluted earnings per share (in Dollars per share)$ 0.11$ 0.00$ 0.15$ 0.04
Cash dividends per share (in Dollars per share)$ 0$ 0$ 0.00$ 0.00